Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Mississippi
- 1.95%APY$1,014 over 60 months on $10,000
Requirements
Product: Minimum deposit of $1,000. Certificates may be renewed automatically. Early withdrawal penalty applies.
1.95% interest rate
Rate checked
More details - Mississippi Public Employees FCU2 Year CertificateCD · 24 months · $1,000 min
Credit union · 1 branch
1.81%APY$365 over 24 months on $10,000Requirements
Product: Opening deposit of $1,000. Accrues interest daily; paid and compounded quarterly. 7-day grace period at maturity; penalty for early withdrawal. Rates subject to change.
1.80% interest rate · Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 9 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Mississippi Public Employees FCU1 Year CertificateCD · 12 months · $1,000 min
Credit union · 1 branch
1.51%APY$151 over 1 year on $10,000Requirements
Product: Opening deposit of $1,000. Accrues interest daily; paid and compounded quarterly. 7-day grace period at maturity; penalty for early withdrawal. Rates subject to change.
1.50% interest rate · Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details - Mississippi Public Employees FCU3 Year CertificateCD · 36 months · $2,500 min
Credit union · 1 branch
1.51%APY$460 over 36 months on $10,000Requirements
Product: Rates subject to change.
1.50% interest rate · Effective Jul 1, 2026
Rate checked
More details - 1.50%APY
Requirements
Product: Length of time to keep money locked in at a guaranteed rate of return. Minimum deposit requirements and/or early withdrawal penalties apply. Early withdrawal from a time account prior to maturity may be restricted and subject to penalty.
1.50% interest rate · Effective Dec 5, 2023
Rate checked
More details - 1.40%APY$720 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawal. Fixed rate. Once opened, no additional deposits. MEFCU offers rate match under specific conditions.
Offer: Fixed rate. Minimum earning balance $1,000.
1.29% interest rate · Effective Oct 1, 2025
Rate checked
More details - Navigator Credit UnionShare CertificatesCD · 60 months · 1.35%–1.40% by balance
Credit union · 8 branches
1.35%APY$693 over 60 months on $10,000Requirements
Product: Subject to membership eligibility. Early withdrawal penalty may apply. Additional deposits cannot be made after opening.
1.34% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $25,000Your amount 1.35% $25,000 – $100,000 1.40% Rate checked
More details - First Security BankCertificates of DepositCD · 60 months · $1,000 min · 1.35%–1.40% by balance
Bank · 18 branches
1.35%APY$693 over 60 months on $10,0001.35% interest rate · Effective Jan 18, 2023
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $99,999Your amount 1.35% $100,000 and up 1.40% Rate checked
More details - 1.34%APY$688 over 60 months on $10,000
1.34% interest rate · Effective Mar 26, 2026
Rate checked
More details - Mississippi Public Employees FCU6 Month Cert. / New MoneyCD · 6 months · $500 min
Credit union · 1 branch
1.00%APY$50 over 6 months on $10,000intro rateRequirements
Product: Requires new money. Rates subject to change.
Offer: New money required.
Promotional rate · 1.00% interest rate · Effective Jul 1, 2026
Rate checked
More details - Memorial Federal Credit UnionCertificate of DepositCD · 24 months · $2,000 min
Credit union · 1 branch
0.80%APY$161 over 24 months on $10,000Requirements
Product: Minimum $2,000 deposit. Dividends compounded daily, credited quarterly. Penalties apply for early withdrawals from certificate accounts. Offering rates may change.
Offer: Minimum $2,000 deposit. Dividends compounded daily, credited quarterly.
Compounded daily
Rate checked
More details - 0.75%APY$227 over 36 months on $10,000
0.75% interest rate
Rate checked
More details - 0.75%APY$303 over 48 months on $10,000intro rate
Requirements
Product: Promotional Annual Percentage Yields (APY) are available for new money only. Early withdrawals are subject to penalties (3, 6, and 12 month certificates subject to loss of 30 days interest; 18, 24, and 30 month certificates subject to loss of 90 days interest). Dividend rate for renewed term determined at maturity date.
Offer: Promotional APY available for new money only. Requires $1,000 minimum balance to open.
Promotional rate · Effective Feb 8, 2023
Rate checked
More details - Mississippi Public Employees FCU6 Month CertificateCD · 6 months · $1,000 min
Credit union · 1 branch
0.60%APY$30 over 6 months on $10,000Requirements
Product: Opening deposit of $1,000. Accrues interest daily and is paid at maturity. 7-day grace period at maturity; penalty for early withdrawal. Rates subject to change.
0.60% interest rate · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Mississippi
568 CDs at 63 banks and credit unions · checked Oct 15–22
- Typical
- 2.02%
- Top 10% from
- 4.00%
- Banks, typical
- 1.25%
- Credit unions, typical
- 2.75%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches