Bank · FDIC insured
First Security Bank CD Rates
First Security Bank’s best CD rate is 1.40% APY on a 5-year CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How First Security Bank’s CD rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where First Security Bank has the most branches. $10,000, best rate first.
This bank’s best
First Security Bank
1.35%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $693
Certificates of Deposit
Top rate
Paragon Bank
4.39%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $476
2nd-highest rate
UT Federal Credit Union
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $246
First Security Bank CD score
61
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo0.80%
- 9–15 months9–15 mo1.10%
- 16–30 months16–30 mo1.10%
- 31–60 months31–60 mo1.35%
- QualifiedQualified1.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Security Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 1.35%APY · 9 terms
| Term | APY · $500 and up | APY · $1,000 – $49,999 | APY · $1,000 – $99,999 | APY · $2,500 and up | APY · $2,500 – $49,999 | APY · $50,000 – $79,999 | APY · $80,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|---|---|
| Unknown | 0.55% | — | — | — | — | — | — | — | 0.55% | $0 |
| 1–3 months | — | — | — | 0.70% | — | — | — | — | 0.70% | $6 |
| 6 months | — | — | — | — | 0.80% | 0.85% | 0.90% | 0.95% | 0.80%0.85% $50k–$80k0.90% $80k–$100k0.95% from $100k | $40 |
| 12 months | — | 1.10% | — | — | — | 1.15% | 1.20% | 1.25% | 1.10%1.15% $50k–$80k1.20% $80k–$100k1.25% from $100k | $110 |
| 18 months | — | — | 1.05% | — | — | — | — | — | 1.05% | $158 |
| 24 months | — | — | 1.10% | — | — | — | — | 1.15% | 1.10%1.15% from $100k | $221 |
| 36 months | — | — | 1.15% | — | — | — | — | 1.20% | 1.15%1.20% from $100k | $349 |
| 48 months | — | — | 1.20% | — | — | — | — | 1.25% | 1.20%1.25% from $100k | $489 |
| 60 months | — | — | 1.35% | — | — | — | — | 1.40% | 1.35%1.40% from $100k | $693 |
Sources (1)
- firstsecuritybk.com/rates · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.