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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–105 results in Michigan

  1. Top Carrot, Carrot Score 93
    U.P. State Credit UnionCertificates of DepositCD · 24 months · $1,000 min

    Credit union · 6 branches

    4.06%APY$828 over 24 months on $10,000
  2. Top Carrot, Carrot Score 87
    Public Service Credit UnionCD SpecialsCD · 5 months · $1,000 min

    Credit union · 11 branches

    4.05%APY$167 over 5 months on $10,000intro rate
  3. Community First Federal Credit UnionCertificateCD · 6 months · $500 min

    Credit union · 5 branches

    4.05%APY$200 over 6 months on $10,000
  4. Horizon BankCertificate of DepositCD · 7 months · $5,000 min

    Bank · 27 branches

    4.05%APY$234 over 7 months on $10,000intro rate
  5. Top Carrot, Carrot Score 94
    United Financial Credit Union11 Month CD SpecialCD · 11 months · $500 min

    Credit union · 9 branches

    4.05%APY$371 over 11 months on $10,000
  6. Top Carrot, Carrot Score 88
    AAC Credit Union13 Month CD SpecialCD · 13 months · $500 min

    Credit union · 7 branches

    4.05%APY$439 over 13 months on $10,000intro rate
  7. Top Carrot, Carrot Score 92
    North Central Area Credit UnionAdd-On CertificateCD · 24 months · $100 min

    Credit union · 7 branches

    4.05%APY$826 over 24 months on $10,000
  8. Top Carrot, Carrot Score 88
    Peninsula Federal Credit UnionJump Rate CertificatesCD · 36 months · $500 min

    Credit union · 4 branches

    4.05%APY$1,265 over 36 months on $10,000intro rate
  9. Michigan One Community Credit UnionRegular CDsCD · 60 months · $500 min

    Credit union · 5 branches

    4.05%APY$2,196 over 60 months on $10,000
  10. Top Carrot, Carrot Score 87
    Tri-County Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    4.05%APY$2,196 over 60 months on $10,000
  11. Honor Credit UnionCertificate of DepositCD · 8 months · $1,000 min

    Credit union · 27 branches

    4.03%APY$267 over 8 months on $10,000
  12. Top Carrot, Carrot Score 89
    Circle Federal Credit UnionTerm Share CertificatesCD · 6 months · $100 min

    Credit union · 3 branches

    4.02%APY$199 over 6 months on $10,000
  13. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionLimited Time 3-Month and 6-Month Share CertificatesCD · 3 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$99 over 3 months on $10,000intro rate
  14. Top Carrot, Carrot Score 90
    Family First Credit UnionSave to Win CDCD · 6 months · $500 min

    Credit union · 3 branches

    4.00%APY$198 over 6 months on $10,000
  15. West Michigan Community Bank6-Month CDCD · 6 months · $1,000 min

    Bank · 7 branches

    4.00%APY$198 over 6 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Michigan

1,917 CDs at 205 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.08%
Banks, typical
2.23%
Credit unions, typical
3.35%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Chief Financial Credit UnionCredit union · 4 branches
  3. Meijer Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate