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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 196–210 results in Michigan

  1. Michigan First Credit Union12 Month Certificate AccountCD · 12 months · $1,000 min · 0.90%–3.71% by balance

    Credit union · 32 branches

    3.51%APY$351 over 1 year on $10,000
  2. Top Carrot, Carrot Score 88
    Breakwater Federal Credit UnionShare CertificatesCD · 6 months · $500 min

    Credit union · 1 branch

    3.50%APY$173 over 6 months on $10,000
  3. Top Carrot, Carrot Score 91
    Aeroquip CUCertificates of DepositCD · 6 months · $1,000 min

    Credit union · 3 branches

    3.50%APY$173 over 6 months on $10,000
  4. Top Carrot, Carrot Score 87
    Journey Federal Credit UnionShare CertificatesCD · 6 months · $500 min

    Credit union · 4 branches

    3.50%APY$173 over 6 months on $10,000
  5. Auto-Owners Associates Credit UnionTerm Share (CD)CD · 6 months · $500 min

    Credit union · 1 branch

    3.50%APY$173 over 6 months on $10,000intro rate
  6. Montcalm Public Employees Credit UnionCertificate AccountsCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.50%APY$173 over 6 months on $10,000
  7. F&M BankCD SpecialsCD · 9 months · $1,000 min

    Bank · 2 branches

    3.50%APY$261 over 9 months on $10,000intro rate
  8. Top Carrot, Carrot Score 94
    Christian Financial Credit UnionSuper Saver CertificateCD · 12 months · $500 min

    Credit union · 12 branches

    3.50%APY$350 over 1 year on $10,000
  9. American 1 Credit UnionShare CertificatesCD · 18 months · $500 min

    Credit union · 16 branches

    3.50%APY$530 over 18 months on $10,000
  10. Top Carrot, Carrot Score 87
    Public Service Credit UnionRelationship CDCD · 18 months · $500 min · up to $10,000

    Credit union · 11 branches

    3.50%APY$530 over 18 months on $10,000with conditions
  11. Top Carrot, Carrot Score 87
    Public Service Credit Union23 Months CDCD · 23 months · $1,000 min

    Credit union · 11 branches

    3.50%APY$682 over 23 months on $10,000
  12. Bank of Ann ArborCertificate of DepositCD · 24 months · $1,000 min

    Bank · 18 branches

    3.50%APY$712 over 24 months on $10,000
  13. Wexford Community Credit UnionCertificate of Deposit (CD)CD · 36 months · $500 min

    Credit union · 2 branches

    3.50%APY$1,087 over 36 months on $10,000
  14. Financial Plus Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · 12 branches

    3.50%APY$1,877 over 60 months on $10,000
  15. Top Carrot, Carrot Score 87
    Arbor Financial Credit UnionAdd-On CDCD · 6 months · $500 min

    Credit union · 12 branches

    3.45%APY$171 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Michigan

1,903 CDs at 203 banks and credit unions · checked Oct 16–23

Typical
3.25%
Top 10% from
4.10%
Banks, typical
2.23%
Credit unions, typical
3.35%

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Michigan

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Settlers Federal Credit UnionCredit union · 2 branches
  2. Meijer Credit UnionCredit union · 3 branches
  3. Dow Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate