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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Kentucky

  1. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionNew Money CertificateCD · 15 months · $500 min

    Credit union · 18 branches

    4.35%APY$547 over 15 months on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    Class Act Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · 6 branches

    4.35%APY$1,363 over 36 months on $10,000intro rate
  3. Kemba Credit UnionCertificatesCD · 40 months · $500 min

    Credit union · 1 branch

    4.35%APY$1,525 over 40 months on $10,000intro rate
  4. Top Carrot, Carrot Score 89
    LG&E Co. Credit UnionCertificates of Deposit (CDs)CD · 6 months · $500 min

    Credit union · 1 branch

    4.33%APY$214 over 6 months on $10,000
  5. Top Carrot, Carrot Score 89
    PBT BancorpIRVINE 15 MONTHCD · 15 months · $500 min

    Bank · 5 branches

    4.32%APY$543 over 15 months on $10,000
  6. Kit Federal Credit UnionShare CertificatesCD · 9 months · $1,000 min

    Credit union · 1 branch

    4.30%APY$321 over 9 months on $10,000
  7. Farmers National BankCD SpecialsCD · 11 months · $5,000 min

    Bank · 12 branches

    4.30%APY$393 over 11 months on $10,000
  8. Top Carrot, Carrot Score 90
    Citizens Bank & Trust CompanyCertificate of DepositCD · 36 months · $500 min

    Bank · 3 branches

    4.30%APY$1,346 over 36 months on $10,000
  9. Sonata BankCD SpecialCD · 9 months · $2,500 min

    Bank · 1 branch

    4.27%APY$319 over 9 months on $10,000intro rate
  10. West Point Bank15-Month CDCD · 15 months · $100 min

    Bank · 5 branches

    4.27%APY$537 over 15 months on $10,000
  11. Top Carrot, Carrot Score 89
    PBT BancorpCertificates of DepositCD · 7 months · $500 min

    Bank · 5 branches

    4.25%APY$246 over 7 months on $10,000
  12. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 23 branches

    4.25%APY$317 over 9 months on $10,000
  13. Top Carrot, Carrot Score 87
    L&N Federal Credit UnionCertificatesCD · 9 months · $1,000 min

    Credit union · 22 branches

    4.25%APY$317 over 9 months on $10,000
  14. Liberty FCUCertificatesCD · 9 months · $1,000 min

    Credit union · 11 branches

    4.25%APY$317 over 9 months on $10,000intro rate
  15. Peoples Bank of KentuckyCertificates of DepositCD · 11 months · $1,000 min

    Bank · 12 branches

    4.25%APY$389 over 11 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Kentucky

967 CDs at 115 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.10%
Banks, typical
2.26%
Credit unions, typical
3.24%

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Kentucky

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 18 branches
  2. Brown Forman Employees Credit UnionCredit union · 1 branch
  3. Members Heritage CUCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate