Best CD rates and certificates

Requirements

Product: Interest paid by crediting another account, either at another financial institution or with Community Bank of Wichita, or compounded into the certificate. The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal of interest will reduce earnings and a penalty may be imposed for early withdrawal.

Requirements

Product: Interest compounds quarterly; automatically renews. Substantial penalty for early withdrawal (e.g., 90 days interest for less than 12 months or 180 days interest for greater than 12 months).

Offer: Interest compounds quarterly; automatically renews. Early withdrawal penalty applies.

Requirements

Product: Rates are subject to change. Applied location: ZIP 64106.

Requirements

Product: Dividends compounded and credited quarterly. Penalty for early withdrawal applies (under 90 days forfeits accrued interest; over 90 days penalty is 90 days of interest). Dividends calculated by average daily balance method. Membership share ($5 par value) required. Automatically renewable with a 10-day grace period.

Requirements

Product: Early withdrawal penalty: loss of 3 months interest for 3-12 month CD terms, loss of 6 months interest for 13-60 month CD terms. Automatically renews with a 10-day grace period (public funds excluded). FDIC insured up to $250,000.00.

Requirements

Product: Special advertised CD rate.

Requirements

Product: Rates are subject to change. Money removed before maturity is subject to a penalty. Federally insured to $250,000 by NCUA.

Offer: Rates are subject to change.

Requirements

Product: Dividends paid quarterly. Early withdrawal penalties will apply. A share account must be opened and maintain a balance of $5.00 before other services are offered.

Offer: Dividends paid quarterly. Early withdrawal penalties will apply.

Requirements

Product: Fixed dividend rate and APY for the term. Name Your Own Term available in full-month increments from 6 months to 4 years earning the rate of the preceding certificate tier. Bump-up rate options for 2 and 3-year terms. Ability to add to balance during term.

Offer: Fixed dividend rate and APY. Assumption dividends remain on deposit until maturity; withdrawals and fees could reduce earnings.

Requirements

Product: Membership required ($25 deposit to purchase membership share; open to residents of Butler County, Harvey County, and adjacent counties). Early withdrawal penalties apply.

Requirements

Product: If payment of CD interest is not compounded quarterly, APY will be affected on disclosures & statements.

Offer: Interest compounded quarterly.

Requirements

Product: Must be at least 16 years of age, a Kansas resident, and not a resident alien to open online (others may open in person or by phone). Interest compounded quarterly for terms of 6 months or greater; paid at maturity for 4-week and 13-week terms. Automatic renewal with 10-day grace period. Early withdrawal subject to penalty. Fees may reduce earnings.

Offer: Special Promotion. Requires $5,000 minimum balance to open and earn APY. IRAs are not included in this special.

Requirements

Product: All CDs have a penalty for early withdrawal. Fees incurred may reduce earnings.

Offer: 9 Month term. Penalty assessed for early withdrawal.

Requirements

Product: FDIC insured. Early withdrawal penalty may be imposed. Fees may reduce earnings. Maturities range from 90 days to 48 months.

Offer: Featured as 9 Month CD SPECIAL.