Bank · FDIC insured
The Halstead Bank CD Rates
The Halstead Bank’s best CD rate is 3.82% APY on a 13-month CD. Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How The Halstead Bank’s CD rates compare
Compared with banks and credit unions near Wichita, KS, where The Halstead Bank has the most branches. $10,000, best rate first.
This bank’s best
The Halstead Bank
3.82%APY
- Term
- 13 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $414
Special 13-Month CD
Top rate
Stryv Bank
4.55%APY
- Term
- 30 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,177
2nd-highest rate
Mid American Credit Union
4.50%APY
- Term
- 37 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $1,454
The Halstead Bank CD score
76
CD score
Higher than 41% of U.S. banks and credit unions
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo3.15%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Halstead Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special 13-Month CD
3.82%APY · 1 term
Special advertised CD rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 months | 3.82% | $414 |
Sources (1)
- halsteadbank.com/home/home · captured Oct 16, 2026
Certificates of Deposit
Up to 3.30%APY · 5 terms
Customers with aggregate balances of $100,000 or more earn 0.10% above the stated CD rate on new or renewed deposits. Substantial penalty for early withdrawals (waived upon death). Interest is compounded daily.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown182-Day term. Penalty for early withdrawal is 182 days interest. Compounded daily | 2.02% | $0 |
| Unknown91-Day term. Penalty for early withdrawal is 91 days interest. Compounded daily | 1.51% | $0 |
| 12 monthsOne-Year Certificate. Penalty for early withdrawal is 6 months interest. Compounded daily | 3.15% | $315 |
| 24 monthsTwo-Year Certificate. Penalty for early withdrawal is 12 months interest. Compounded daily | 3.15% | $640 |
| 36 monthsThree-Year Certificate. Penalty for early withdrawal is 12 months interest. Compounded daily | 3.15% | $975 |
| 60 monthsFive-Year Certificate. Penalty for early withdrawal is 12 months interest. Compounded daily | 3.30% | $1,763 |
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 3.30%APY · 4 terms
Types offered include Traditional IRA, Roth IRA, Education IRA, and SEPs. Interest is compounded daily and paid quarterly or in accordance with the terms of your IRA. Rollovers and Direct Transfers accepted.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSix-Month Fixed Rate Account. Penalty for early withdrawal is 6 months interest. Compounded daily | 2.02% | $100 |
| 18 months18-Month Fixed Rate Account. Penalty for early withdrawal is 9 months interest. Compounded daily | 3.15% | $476 |
| 36 monthsThree-Year Fixed Rate Account. Penalty for early withdrawal is 12 months interest. Compounded daily | 3.15% | $975 |
| 60 monthsFive-Year Fixed Rate Account. Penalty for early withdrawal is 12 months interest. Compounded daily | 3.30% | $1,763 |
Sources (3)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.