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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 211–225 results in Iowa

  1. Top Carrot, Carrot Score 95
    Advantage Credit UnionTerm Share AccountCD · 6 months · $1,000 min · 2.28%–2.80% by balance

    Credit union · 1 branch

    2.28%APY$113 over 6 months on $10,000
  2. First State Bank60 Month Certificate of DepositCD · 60 months · $1,000 min · 2.27%–2.37% by balance

    Bank · 2 branches

    2.27%APY$1,188 over 60 months on $10,000
  3. UNITE Credit UnionCertificatesCD · 3 months · $500 min

    Credit union · 1 branch

    2.25%APY$56 over 3 months on $10,000
  4. Peoples Credit UnionCDCD · 60 months · $1,000 min

    Credit union · 3 branches

    2.15%APY$1,122 over 60 months on $10,000
  5. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionVariable Regular CertificatesCD · 60 months · $500 min

    Credit union · 4 branches

    2.13%APY$1,111 over 60 months on $10,000
  6. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionVariable Education CertificateCD · 60 months · $500 min

    Credit union · 4 branches

    2.13%APY$1,111 over 60 months on $10,000
  7. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionRegular CertificatesCD · 60 months · $500 min

    Credit union · 4 branches

    2.13%APY$1,111 over 60 months on $10,000
  8. Northwest Bank24-Month Easy SaverCD · 24 months · $200 min

    Bank · 20 branches

    2.10%APY$424 over 24 months on $10,000
  9. Washington State BankCD TermCD · 54 months · $500 min · 2.02%–2.17% by balance

    Bank · 5 branches

    2.02%APY$942 over 54 months on $10,000
  10. U.P Connection Federal Credit UnionShare CertificatesCD · 6 months · $500 min

    Credit union · 1 branch

    2.00%APY$100 over 6 months on $10,000
  11. Vision Bank of Iowa.Certificate of DepositCD · 48 months · $2,500 min

    Bank · 13 branches

    2.00%APY$824 over 48 months on $10,000
  12. Peoples Savings BankCertificate of Deposit (CD)CD · 24 months · $1,000 min · 1.95%–2.05% by balance

    Bank · 3 branches

    1.95%APY$394 over 24 months on $10,000
  13. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 39 branches

    1.76%APYwith conditions
  14. First State Bank24 Month Certificate of DepositCD · 24 months · $1,000 min · 1.76%–1.86% by balance

    Bank · 2 branches

    1.76%APY$355 over 24 months on $10,000
  15. Blue Grass Savings BankCertificates of DepositCD · 24 months · $500 min

    Bank · 2 branches

    1.75%APY$353 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Iowa

1,492 CDs at 165 banks and credit unions · checked Oct 16–23

Typical
2.94%
Top 10% from
4.14%
Banks, typical
2.78%
Credit unions, typical
3.00%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 9 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate