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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Hawaii

  1. Top Carrot, Carrot Score 89
    Finance FactorsLong Term CD SpecialsCD · 36 months · $1,000 min

    Bank · 13 branches

    4.00%APY$1,249 over 36 months on $10,000
  2. Kahuku Federal Credit UnionCertificates of DepositCD · 6 months · $500 min

    Credit union · 1 branch

    3.91%APY$193 over 6 months on $10,000intro rate
  3. Hawaii Central Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min

    Credit union · 2 branches

    3.75%APY$186 over 6 months on $10,000
  4. Hawaiian Electric Employees FCUShare CertificatesCD · 7 months · $1,000 min

    Credit union · 1 branch

    3.75%APY$217 over 7 months on $10,000intro rate
  5. Top Carrot, Carrot Score 89
    Hawaii County Employees FCUShare Certificate AccountCD · 12 months · $2,500 min

    Credit union · 1 branch

    3.70%APY$370 over 1 year on $10,000
  6. Garden Island FCUShare CertificatesCD · 6 months · $500 min

    Credit union · 2 branches

    3.55%APY$176 over 6 months on $10,000
  7. ILWU Credit UnionCertificatesCD · 6 months · $1,000 min · 3.50%–3.80% by balance

    Credit union · 1 branch

    3.50%APY$173 over 6 months on $10,000
  8. Matanuska Valley Federal Credit UnionMember Share CertificateCD · 12 months · $400 min

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000
  9. Top Carrot, Carrot Score 96
    PenFed Credit UnionMoney Market CertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    3.50%APY$1,877 over 60 months on $10,000
  10. Bank of HawaiiBankohana New Money Special CDCD · 12 months · $5,000 min

    Bank · 46 branches

    3.40%APY$340 over 1 year on $10,000with conditions
  11. Top Carrot, Carrot Score 89
    Finance FactorseCDCD · 24 months · $1,000 min

    Bank · 13 branches

    3.40%APY$692 over 24 months on $10,000
  12. Top Carrot, Carrot Score 89
    Finance FactorsShort Term CD SpecialsCD · 12 months · $1,000 min

    Bank · 13 branches

    3.30%APY$330 over 1 year on $10,000intro rate
  13. Bank of HawaiiRegular New Money Special CDCD · 12 months · $5,000 min

    Bank · 46 branches

    3.30%APY$330 over 1 year on $10,000intro rate
  14. American Savings BankCertificate of Deposit (CD)CD · 6 months · $10,000 min

    Bank · 35 branches

    3.10%APY$154 over 6 months on $10,000intro rate
  15. First Hawaiian BankCertificates of DepositCD · 6 months · $1,000 min

    Bank · 45 branches

    3.05%APY$151 over 6 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Hawaii

377 CDs at 44 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.02%
Banks, typical
0.30%
Credit unions, typical
3.20%

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Hawaii

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. PenFed Credit UnionCredit union · 2 branches
  2. Maui County Federal Credit UnionCredit union · 2 branches
  3. Hawaii Community Federal Credit UnionCredit union · 9 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate