Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Colorado
- 3.55%APY$355 over 1 year on $10,000
Requirements
Product: Rates are effective October 1, 2026.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - SPACE AGEShare CertificateCD · 3–6 months · $500 min · 3.40%–3.56% by balance
Credit union · 2 branches
3.51%APYRequirements
Product: Dividends are compounded and paid monthly and at maturity. Early withdrawal penalty applies (30 days dividends for terms less than a year, 90 days dividends for terms of 1 or more years). Account automatically renews at maturity. Opening minimum $500.
3.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 3.40% $1,000 and up 3.40% $5,000 and up 3.45% $10,000 and upYour amount 3.51% $50,000 and up 3.56% Rate checked
More details - Sterling Federal Credit UnionShare Certificates / CDsCD · 12 months · $1,000 min
Credit union · 3 branches
3.51%APY$351 over 1 year on $10,000Requirements
Product: Early withdrawal penalties apply. Dividends are paid and compounded monthly. Rate is specific to the term.
Compounded monthly · Effective Aug 18, 2026
Rate checked
More details - 3.51%APY$471 over 16 months on $10,000
Requirements
Product: During the term, account owner may withdraw up to 50% of account balance once per calendar month without penalty. Withdrawals over 50% incur a penalty equivalent to 180 days' worth of dividends on the remaining amount. Early withdrawal penalty may apply. Available to personal and business members.
Offer: Standard rate tier. APY if dividends are not withdrawn during the term.
3.45% interest rate · Balance cap $99,999.99 · Effective Sep 16, 2026
Rate checked
More details - First Southwest BankCertificate of Deposit (CD)CD · 3 months · $1,000 min · 3.50%–3.60% by balance
Bank · 6 branches
3.50%APY$86 over 3 months on $10,000Requirements
Product: Fixed interest rates. Early withdrawal penalties may apply. Interest is compounded monthly and paid monthly.
Offer: Standard tier
3.45% interest rate · Compounded monthly · Effective Feb 6, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $1,000 – $250,000Your amount 3.50% $250,000 and upJumbo tier 3.60% Rate checked
More details - Red Rocks Credit UnionCertificate of DepositCD · 6 months · $500 min · 3.50%–3.60% by balance
Credit union · 2 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Membership required. $500 minimum for all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Unless withdrawn or transferred at maturity or within 10 calendar day grace period, account automatically renews to a certificate with the same term at non-relationship rate available at that time. To open a CD of over $50,000, call 303.471.7625.
Offer: CD Balances up to $99,999. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period.
3.45% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $99,999Your amount 3.50% $100,000 and up 3.60% Rate checked
More details - Meritrust Credit Union – ColoradoShare CertificateCD · 6 months · $500 min
Credit union · 18 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: $500 minimum opening balance and minimum balance to earn APY. A penalty may be imposed for early withdrawal. Fees can reduce earnings. Fixed rate. Dividends compounded and credited monthly. Automatically renewable with a 10-day grace period.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Rates effective as of March 1st, 2026. Fees may reduce earnings. May have a penalty for early withdrawal. Terms ranging from 6 months to 5 years.
Offer: Add-on feature. Minimum balance $100 to pay dividends.
3.45% interest rate · Effective Mar 1, 2026
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Minimum opening deposit / balance of $10,000 required. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal.
3.45% interest rate
Rate checked
More details - First Tech Federal Credit UnionTraditional Share CertificatesCD · 12 months · $500 min · 3.50%–3.75% by balance
Credit union · 3 branches
3.50%APY$350 over 1 year on $10,000Requirements
Product: No account set-up fees or maintenance fees. Fixed APY for the term. 10-day rate guarantee period.
3.44% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Traditional Share Certificates Balance APY Up to $100,000Your amount 3.50% $100,000 and upJumbo tier. 3.75% Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Product: Dividends paid quarterly. Early withdrawal penalty is 90 days of dividends for terms 12 months or less, and 180 days of dividends for terms over 12 months.
3.46% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.46%APY
Requirements
Offer: Penalty: 12 MO early withdrawal penalty
3.40% interest rate
Rate checked
More details - 3.45%APY$171 over 6 months on $10,000
Requirements
Product: Minimum opening deposit of $500 required. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal.
3.40% interest rate
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000
Requirements
Product: No monthly service charge. CDs are subject to early withdrawal penalties which may reduce earnings.
Offer: For renewing CDs (or depositing maturing CD balance). Early withdrawal penalty may be imposed.
3.35% interest rate
Rate checked
More details - 3.40%APY$340 over 1 year on $10,000
Requirements
Product: Dividends are compounded on a quarterly basis. Early withdrawal penalties may apply.
3.36% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Colorado
1,024 CDs at 108 banks and credit unions · checked Oct 15–22
- Typical
- 3.20%
- Top 10% from
- 4.00%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.45%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches