Credit union · NCUA insured
Red Rocks Credit Union CD Rates
Red Rocks Credit Union’s best CD rate is 3.60% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Red Rocks Credit Union’s CD rates compare
Compared with banks and credit unions near Denver, CO, where Red Rocks Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Red Rocks Credit Union
3.50%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $173
Certificate of Deposit
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Red Rocks Credit Union CD score
71
CD score
Higher than 29% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Red Rocks Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.50%APY · 6 terms
Membership required. $500 minimum for all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Unless withdrawn or transferred at maturity or within 10 calendar day grace period, account automatically renews to a certificate with the same term at non-relationship rate available at that time. To open a CD of over $50,000, call 303.471.7625.
| Term | APY · Up to $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsCD balances over $100,000+. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period | — | 3.60% | —3.60% from $100k | — |
| 6 monthsCD Balances up to $99,999. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period | 3.50% | — | 3.50% | $173 |
| 12 monthsCD balances over $100,000+. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period | — | 3.35% | —3.35% from $100k | — |
| 12 monthsCD Balances up to $99,999. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period | 3.25% | — | 3.25% | $325 |
| 24 monthsCD balances over $100,000+. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period | — | 3.10% | —3.10% from $100k | — |
| 24 monthsCD Balances up to $99,999. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period | 3.00% | — | 3.00% | $609 |
| 36 monthsCD balances over $100,000+. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period | — | 3.10% | —3.10% from $100k | — |
| 36 monthsCD Balances up to $99,999. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period | 3.00% | — | 3.00% | $927 |
| 48 monthsCD balances over $100,000+. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period | — | 3.10% | —3.10% from $100k | — |
| 48 monthsCD Balances up to $99,999. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period | 3.00% | — | 3.00% | $1,255 |
| 60 monthsCD balances over $100,000+. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period | — | 3.10% | —3.10% from $100k | — |
| 60 monthsCD Balances up to $99,999. $500 minimum on all terms. Penalty imposed for early withdrawals. Fees may reduce earnings. Automatically renews at maturity to non-relationship rate unless withdrawn within 10 calendar day grace period | 3.00% | — | 3.00% | $1,593 |
Who can join Red Rocks Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Colorado.
Membership information collected October 4, 2026.