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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 61–75 results in California

  1. Top Carrot, Carrot Score 87
    Golden 1 Credit UnionTerm Savings CertificateCD · 17 months · $500 min

    Credit union · 63 branches

    4.20%APY$600 over 17 months on $10,000
  2. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · 21 branches

    4.18%APY$1,307 over 36 months on $10,000
  3. Top Carrot, Carrot Score 91
    Center City Community Credit UnionPromotional Term Share CertificatesCD · 5 months · $500 min

    Credit union · 1 branch

    4.15%APY$171 over 5 months on $10,000intro rate
  4. Top Carrot, Carrot Score 92
    SkyOne Federal Credit Union7-Month Special Share CertificateCD · 7 months · $1,000 min

    Credit union · 2 branches

    4.15%APY$240 over 7 months on $10,000intro rate
  5. Justice Federal Credit UnionSpecial 10-Month Share CertificateCD · 10 months · $500 min

    Credit union · 1 branch

    4.15%APY$345 over 10 months on $10,000with conditions
  6. Top Carrot, Carrot Score 87
    Golden 1 Credit Union10-Month New Money Term Savings CertificateCD · 10 months · $500 min

    Credit union · 63 branches

    4.15%APY$345 over 10 months on $10,000intro rate
  7. LBS FinancialPromotional CertificatesCD · 10 months · $1,000 min

    Credit union · 7 branches

    4.15%APY$345 over 10 months on $10,000intro rate
  8. Matadors Community Credit UnionRegular CertificatesCD · 18 months · $1,000 min

    Credit union · 1 branch

    4.15%APY$629 over 18 months on $10,000
  9. Top Carrot, Carrot Score 87
    Golden 1 Credit Union19-Month Term Savings CertificateCD · 19 months · $500 min

    Credit union · 63 branches

    4.15%APY$665 over 19 months on $10,000
  10. Frontwave Credit UnionShare CertificatesCD · 24 months · $1,000 min

    Credit union · 13 branches

    4.15%APY$847 over 24 months on $10,000
  11. BCUCD SpecialsCD · 30 months

    Credit union · 3 branches

    4.15%APY$1,070 over 30 months on $10,000with conditions
  12. Balboa Thrift and LoanJumbo Certificates of DepositCD · 24 months · $10,000 min

    Bank · 4 branches

    4.13%APY$843 over 24 months on $10,000
  13. Sunward Credit UnionStandard Term CertificatesCD · 24 months · $500 min

    Credit union · 1 branch

    4.11%APY$839 over 24 months on $10,000
  14. Top Carrot, Carrot Score 88
    SF Fire Credit UnionPromotional 5-Month CertificateCD · 5 months · $250 min

    Credit union · 3 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  15. Valley6-Month CD PromotionCD · 6 months · $500 min

    Bank · 3 branches

    4.10%APY$203 over 6 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in California

2,320 CDs at 260 banks and credit unions · checked Oct 16–22

Typical
3.15%
Top 10% from
4.00%
Banks, typical
2.46%
Credit unions, typical
3.25%

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California

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 1 branch
  2. Skyla Credit UnionCredit union · 1 branch
  3. F&A Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate