Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–24 results in Wausau, WI
- 2.90%APY$741 over 30 months on $10,000with conditions
Requirements
Product: Offers an option to increase the rate one time during the term based on current rates; additional funds may be added up to initial deposit amount in $1,000 increments at time of increase. Interest compounded and credited quarterly using daily balance method. Penalty for early withdrawal: 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
Qualified rate · 2.87% interest rate · Effective Sep 23, 2026
Rate checked
More details - 2.60%APY$1,369 over 60 months on $10,000intro rate
Requirements
Product: Minimum $5,000 deposit of new funds to M.E. Employees Credit Union required. Specials do not apply to funds already on deposit with M.E. Employees Credit Union.
Offer: Requires deposit of new funds not already on deposit with the credit union.
Promotional rate
Rate checked
More details - M.E. Employees CUShare CertificatesCD · 12 months · $250 min · 0.75%–2.53% by balance
Credit union · 1 branch
2.53%APY$253 over 1 year on $10,000Requirements
Product: No monthly service fees. Fixed rates with customizable terms available.
Offer: Kids certificate tier.
1.50% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $250 and up 1.51%* $2,500 and up 0.75%* $5,000 and upYour amount 2.53%* Rate checked
More details - 1.35%APY$67 over 6 months on $10,000
Requirements
Product: Additional deposits are allowed on CDs terms of 1 year or less with a minimum of $50 and an accumulated maximum of $250,000. Early withdrawal penalty may apply. You can add money anytime.
Offer: Start Small CD - 6 months term. Additional deposits allowed with a minimum of $50 and accumulated maximum of $250,000.
1.35% interest rate · Effective Sep 21, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.80%APY$490 over 72 months on $10,000
Requirements
Product: The APY assumes interest will remain on deposit until maturity. Fees may reduce earnings. A penalty may be imposed for early withdrawals before maturity.
Offer: Penalty may be imposed for early withdrawals before maturity.
0.80% interest rate · Effective Sep 29, 2026
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Wausau, WI
162 CDs at 15 banks and credit unions · checked Oct 6–16
- Typical
- 2.78%
- Top 10% from
- 4.10%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Wausau, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cloverbelt Credit UnionCredit union · 4 branches
- Marathon County Employees Credit UnionCredit union · 2 branches
- Valley Communities Credit UnionCredit union · 3 branches