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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Gig Harbor, WA

  1. Kitsap Credit UnionAdd-On CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    3.25%APY$661 over 24 months on $10,000
  2. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  3. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 1 branch

    3.15%APY$315 over 1 year on $10,000
  4. Sound Credit UnionFlex CertificateCD · 18 months · $2,500 min

    Credit union · 1 branch

    2.99%APY$452 over 18 months on $10,000
  5. Harborstone Credit UnionFlexible CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    2.90%APY$290 over 1 year on $10,000
  6. Kitsap Credit UnionBump Rate CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    2.90%APY$290 over 1 year on $10,000intro rate
  7. Sound Credit UnionBump CertificateCD · 36 months · $2,500 min

    Credit union · 1 branch

    2.65%APY$816 over 36 months on $10,000
  8. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 1 branch

    2.50%APYintro rate
  9. Heritage BankFixed Rate CDsCD · 12–17 months · $2,500 min

    Bank · 2 branches

    2.50%APY
  10. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 1 branch

    1.76%APYwith conditions
  11. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 1 branch

    0.40%APY$202 over 60 months on $10,000
  12. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 1 branch

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  13. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 1 branch

    0.25%APY$126 over 60 months on $10,000
  14. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 2 branches

    0.05%APY$2 over 6 months on $10,000with conditions
  15. Bank of AmericaFixed Term CDCD · 6–11 months · $1,000 min

    Bank · 1 branch

    0.03%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Gig Harbor, WA

197 CDs at 13 banks and credit unions · checked Oct 6–22

Typical
1.01%
Top 10% from
3.49%
Banks, typical
0.15%
Credit unions, typical
2.85%

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Seattle, WA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ironworkers USA Credit UnionCredit union · 1 branch
  2. Firefighters First Credit UnionCredit union · 1 branch
  3. Alaska Air Group Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate