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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Germantown, TN

  1. Paragon Bank13 month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    4.39%APY$476 over 13 months on $10,000with conditions
  2. Independent BankCertificates of DepositCD · 13 months · $1,000 min

    Bank · 1 branch

    4.20%APY$456 over 13 months on $10,000intro rate
  3. Paragon Bank9 month CD SpecialCD · 9 months · $1,000 min

    Bank · 1 branch

    4.07%APY$304 over 9 months on $10,000with conditions
  4. FirstBankCertificate of Deposit (CD)CD · 7 months · $500 min

    Bank · 1 branch

    4.00%APY$231 over 7 months on $10,000
  5. Renasant BankPromotional Certificate of DepositCD · 13 months · $10,000 min

    Bank · 1 branch

    4.00%APY$434 over 13 months on $10,000intro rate
  6. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 1 branch

    3.75%APY$217 over 7 months on $10,000
  7. Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance

    Bank · 1 branch

    3.50%APY$173 over 6 months on $10,000
  8. Southeast Financial Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    3.35%APY$1,791 over 60 months on $10,000
  9. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  10. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 1 branch

    3.15%APY$315 over 1 year on $10,000
  11. Methodist Healthcare Federal Credit UnionShare CertificateCD · 12 months · $1,000 min · 2.80%–3.20% by balance

    Credit union · 1 branch

    3.05%APY$305 over 1 year on $10,000
  12. BankTennessee12-Month Neighborly CDCD · 12 months · $1,000 min

    Bank · 1 branch

    3.00%APY$300 over 1 year on $10,000intro rate
  13. Planters BankTime Deposits Maturing < 1 YearCD · 1 month · $500 min

    Bank · 1 branch

    2.02%APY$17 over 1 months on $10,000
  14. Planters BankTime Deposits 1 - 5 Year MaturitiesCD · 12 months · $500 min

    Bank · 1 branch

    2.02%APY$202 over 1 year on $10,000
  15. Southeast Financial Credit UnionDreamBuilder CertificateCD · 6 months · $100 min

    Credit union · 1 branch

    0.50%APY$25 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Germantown, TN

124 CDs at 12 banks and credit unions · checked Oct 4–22

Typical
0.50%
Top 10% from
3.34%
Banks, typical
0.10%
Credit unions, typical
2.80%

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Memphis, TN-MS-AR metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. LGWFCUCredit union · 1 branch
  2. Leaders Credit UnionCredit union · 2 branches
  3. Memphis City Employees Credit UnionCredit union · 6 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate