Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–7 results in Georgetown, SC
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - South Carolina Federal Credit UnionPremium Share CertificateCD · 60 months · $500 min
Credit union · 1 branch
4.10%APY$2,225 over 60 months on $10,000with conditionsRequirements
Product: Only available with Premium Checking account. $500 minimum balance required to earn APY. Penalties may apply for early withdrawal.
Offer: Only available with Premium Checking account.
Qualified rate · 4.03% interest rate · Effective Dec 30, 2025
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
Rate checked
More details - South Carolina Federal Credit UnionRegular Share CertificateCD · 60 months · $500 min
Credit union · 1 branch
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: $500 minimum balance required to earn APY. Penalties may apply for early withdrawal.
3.93% interest rate · Effective Dec 30, 2025
Rate checked
More details - 3.45%APY$1,848 over 60 months on $10,000
Requirements
Product: Dividends are compounded and paid monthly. Early withdrawal penalties may apply. Minimum balance of $500 required for dividend earnings. Can be used as collateral for a loan.
3.40% interest rate · Effective Sep 21, 2026
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Georgetown, SC
52 CDs at 4 banks and credit unions · checked Oct 22
- Typical
- 2.13%
- Top 10% from
- 4.00%
- Banks, typical
- 1.02%
- Credit unions, typical
- 2.75%
Is your bank paying you enough?
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South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches