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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Cincinnati, OH

  1. Top Carrot, Carrot Score 90
    Cinfed Credit Union45 Month 450 CertificateCD · 45 months · $500 min

    Credit union · 3 branches

    4.50%APY$1,795 over 45 months on $10,000intro rate
  2. Children's Medical Center Federal Credit UnionCertificates of DepositCD · 24 months · $500 min

    Credit union · 1 branch

    4.36%APY$891 over 24 months on $10,000
  3. Kemba Credit UnionCertificatesCD · 40 months · $500 min

    Credit union · 3 branches

    4.35%APY$1,525 over 40 months on $10,000intro rate
  4. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 9 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  5. Top Carrot, Carrot Score 87
    General Electric Credit UnionCertificatesCD · 18 months · $0 min

    Credit union · 1 branch

    4.25%APY$644 over 18 months on $10,000
  6. Top Carrot, Carrot Score 90
    Cinfed Credit UnionSmart30 CertificatesCD · 30 months · $50 min

    Credit union · 3 branches

    4.20%APY$1,083 over 30 months on $10,000
  7. Top Carrot, Carrot Score 90
    Cinfed Credit UnionStandard CertificatesCD · 60 months · $500 min

    Credit union · 3 branches

    4.20%APY$2,284 over 60 months on $10,000
  8. Top Carrot, Carrot Score 95
    Superior Credit UnionRegular Share CertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    4.20%APY$2,284 over 60 months on $10,000
  9. Top Carrot, Carrot Score 89
    Warsaw Federal25-Month CD SpecialCD · 25 months · $1,000 min

    Bank · 1 branch

    4.15%APY$884 over 25 months on $10,000intro rate
  10. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 2 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  11. Top Carrot, Carrot Score 90
    Cinfed Credit UnionPeak CertificateCD · 18 months · $500 min

    Credit union · 3 branches

    4.10%APY$621 over 18 months on $10,000intro rate
  12. COPFCU11-Month Certificate SpecialCD · 11 months · $1,000 min

    Credit union · 1 branch

    4.04%APY$370 over 11 months on $10,000intro rate
  13. Top Carrot, Carrot Score 87
    General Electric Credit UnionCertificate SpecialsCD · 5 months · $0 min

    Credit union · 1 branch

    4.00%APY$165 over 5 months on $10,000intro rate
  14. Top Carrot, Carrot Score 95
    Superior Credit UnionWealthBuilder Share CertificateCD · 12 months · $100 min

    Credit union · 2 branches

    3.95%APY$395 over 1 year on $10,000
  15. Top Carrot, Carrot Score 95
    Superior Credit UnionPercy Pig Super Saver CertificateCD · 12 months · $100 min

    Credit union · 2 branches

    3.95%APY$395 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Cincinnati, OH

257 CDs at 22 banks and credit unions · checked Oct 6–22

Typical
2.00%
Top 10% from
4.00%
Banks, typical
0.15%
Credit unions, typical
3.35%

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Cincinnati, OH-KY-IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Superior Credit UnionCredit union · 5 branches
  2. CommunityAmerica Credit UnionCredit union · 1 branch
  3. Central BankBank · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate