Best CD rates and certificates

Requirements

Product: No monthly fee. Withdraw your money at any time and pay no penalties.

Offer: 7 Month No Penalty; $1,000 opening deposit required / $250,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.

Requirements

Product: No monthly fee. Months 0-7: withdraw all money including interest earned without penalties any time after first 7 days following funding date. Months 8-15: early withdrawal fee is $25 plus 3% of amount withdrawn.

Offer: 15 Month Flex; $1,000 opening deposit required / $500,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.

Requirements

Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.

Requirements

Product: Minimum deposit of $1,000.00 ($500.00 for minors / children under 18 years of age). Penalty for early withdrawal 3 months forfeited dividends. Automatic renewal.

Offer: Minimum deposit $500.00 for children under 18 years of age.

Requirements

Product: Online Account Opening schedule for 15 Month Certificate of Deposit Time Account.

Offer: Must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Interest compounded annually and credited annually and at maturity.

Requirements

Product: Funds can be contributed to this Certificate throughout the initial term of the Certificate. Automatic fund transfer supported. Early withdrawal penalty applies. Certificate Rate cannot be bumped in conjunction with any other offers. Not available on Certificate IRAs or Business Certificates.

Offer: Rate as high as 2.75% APY; funds can be contributed throughout initial term; allows automatic transfer.

Requirements

Product: CD minimum opening balance is $500, unless specified. Share certificate accounts (CDs) may be subject to substantial penalty for early withdrawal.

Requirements

Product: No monthly fee. Early withdrawal penalties may apply. Pair with Premier Checking to receive a 0.10% interest rate bonus upon request.

Offer: 120 Days term.

Requirements

Product: Compounded quarterly. A certificate maturing one year or less will have a 90 day interest penalty. A certificate maturing over one year will have a 180 day interest penalty.

Offer: Compounded quarterly. A certificate maturing over one year will have a 180 day interest penalty.

Requirements

Offer: Step period 1 (months 1-7)

Requirements

Product: Time Deposits under $100,000. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. If the account term is greater than 12 months, interest cannot remain on deposit and payout of interest is mandatory.

Offer: Interest cannot remain on deposit; payout of interest is mandatory.

Requirements

Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.

Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.

Requirements

Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.

Offer: Term: 6-11 Months. Balance tier: Less than $10,000.