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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–44 results in Anne Arundel County, MD · Showing Anne Arundel County, MD: too few institutions in Pasadena, MD
- 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.09%APY
Requirements
Product: Fixed rate for term. Minimum opening deposit $500. Early withdrawal penalty may apply. Automatic renewal at maturity. No additional deposits or principal withdrawals permitted during term. Fees may apply and could reduce earnings.
3.05% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.
2.96% interest rate · Effective Oct 16, 2026
Rate checked
More details - The Bank of Glen BurnieSmart Growth Flex CDCD · 11 months · $500 min · 3.00%–4.00% by balance
Bank · 6 branches
3.00%APY$275 over 11 months on $10,000Requirements
Product: Allows adding money to your CD during the term (minimum $100 per deposit). One penalty-free withdrawal permitted during the term; if withdrawal brings balance below minimum opening required balance, the CD is closed and penalty imposed. Additional withdrawals result in penalties. Withdrawals made within first 6 days subject to 7-day early withdrawal penalty.
Offer: Standard Flex CD tier.
2.96% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Smart Growth Flex CD Balance APY $500 and upYour amount 3.00% $25,000 and upPremier Flex CD tier. 4.00% Rate checked
More details - 2.53%APY$1,331 over 60 months on $10,000
Requirements
Product: A minimum deposit of $1,000.00 is required to open and credit interest. The following conditions apply: Interest is compounded daily and credited monthly Terms from 4 to 60 months available with automatic renewal Interest is at a fixed rate during the term of the certificate. Penalty may be imposed on early withdrawal of Certificate of Deposit. Fees could reduce earnings.
2.50% interest rate · Compounded daily · Effective Oct 22, 2026
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - 2.35%APY
Requirements
Product: Deposit accounts offered to residents in Maryland communities served by Rosedale Bank branches. Early withdrawal penalty: 180 days interest.
2.32% interest rate · Effective Oct 15, 2026
Rate checked
More details - 2.30%APY$706 over 36 months on $10,000
Requirements
Product: Variable rate accounts with a one-time bump-up option during the term to the rate in effect for the term's Bump-Up CD. Deposit accounts offered to residents in Maryland communities served by Rosedale Bank branches. Early withdrawal penalty: 180 days interest.
2.27% interest rate · Effective Oct 15, 2026
Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Open at nearest United Bank branch. Minimum opening deposit is $500.
Offer: Open at nearest United Bank branch.
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 10 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details - USAA Federal Savings BankAdjustable Rate Certificate of DepositCD · 36 months · $1,000 min
Bank · 1 branch
0.01%APY$3 over 36 months on $10,000Requirements
Product: Allows a one-time adjustment to the new rate, up to 2% higher, if interest rates rise. Exclusively for USAA members. Early withdrawal penalty applies. Minimum initial deposit: $1,000 for Standard, $95,000 for Jumbo, $175,000 for Super Jumbo.
Offer: Standard CD, 3 years term.
0.01% interest rate · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Anne Arundel County, MD
360 CDs at 27 banks and credit unions · checked Oct 6–22
- Typical
- 2.25%
- Top 10% from
- 4.15%
- Banks, typical
- 1.76%
- Credit unions, typical
- 3.95%
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Baltimore, MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 15 branches
- Freedom Federal Credit UnionCredit union · 8 branches