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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Laurel, MD

  1. Top Carrot, Carrot Score 98
    Tower Federal Credit UnionRegular and Special Share CertificatesCD · 24 months · $500 min

    Credit union · 2 branches

    5.20%APY$1,067 over 24 months on $10,000intro rate
  2. Capital One360 CDCD · 11 months · $0 min

    Bank · 1 branch

    4.40%APY$403 over 11 months on $10,000
  3. Top Carrot, Carrot Score 98
    Tower Federal Credit UnionBump-Up Share CertificatesCD · 60 months · $5,000 min

    Credit union · 2 branches

    4.40%APY$2,402 over 60 months on $10,000
  4. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 1 branch

    4.25%APY$389 over 11 months on $10,000with conditions
  5. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 1 branch

    4.25%APY$425 over 1 year on $10,000
  6. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  7. Atlantic Union BankSpecial Certificate of Deposit (CD)CD · 13 months · $1,000 min

    Bank · 2 branches

    4.15%APY$450 over 13 months on $10,000intro rate
  8. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 1 branch

    4.10%APY$621 over 18 months on $10,000
  9. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  10. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 1 branch

    3.85%APY$583 over 18 months on $10,000with conditions
  11. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 1 branch

    3.75%APY$217 over 7 months on $10,000
  12. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  13. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 1 branch

    3.15%APY$315 over 1 year on $10,000
  14. Atlantic Union BankStandard Certificate of Deposit (CD)CD · 3 months · $1,000 min

    Bank · 2 branches

    3.00%APY$74 over 3 months on $10,000
  15. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 1 branch

    1.76%APYwith conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Laurel, MD

189 CDs at 10 banks and credit unions · checked Oct 16–22

Typical
1.75%
Top 10% from
4.01%
Banks, typical
1.02%
Credit unions, typical
4.10%

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Washington, DC-VA-MD-WV metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 9 branches
  2. Hanscom Federal Credit UnionCredit union · 1 branch
  3. Tower Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate