Best CD rates and certificates

Requirements

Product: Share certificates; $1,000 minimum deposit. Dividends paid quarterly and at maturity. Must maintain the $1,000 minimum average daily balance to obtain the disclosed APY. Early withdrawal penalty may be imposed and may reduce principal (30 days dividends for 6-month; 90 days for 1-year; 180 days for 2–5 year). One month prior to maturity, notice is given to withdraw or roll over.

Offer: 13 month Special. APY requires $1,000 minimum average daily balance. Yields paid quarterly and at maturity. Early withdrawal penalty may apply.

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.

Offer: Renewal Only. Promotional rate.

Requirements

Offer: Deposit Special

Requirements

Product: You must maintain a minimum balance to obtain APY. A penalty may be imposed for early withdrawal. Fees or withdrawals may reduce earnings.

Requirements

Product: New money only (money not currently held at any Wintrust Financial Corporation location). Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard interest rate and APY.

Offer: Requires $1,000 opening deposit in new money. Assumes funds remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY.

Requirements

Product: Must be opened with new money, not already on deposit with Old Second National Bank. Minimum balance to open and obtain APY is $1,000. Maximum deposit is $1,000,000 per tax ID. Money must remain on deposit for full 7 month or 11 month term to receive stated APY. A penalty may be imposed for early withdrawal. Additions cannot be made to the CD during the term. Fees could reduce earnings on the account. CD will automatically renew for a 7 month or 11 month fixed term at the rates and terms then in effect. 7 month and 11 month CDs not available for IRAs.

Offer: Must be opened with new money, not already on deposit with Old Second National Bank. Maximum deposit is $1,000,000 per tax ID. Money must remain on deposit for full 7 month term to receive stated APY. A penalty may be imposed for early withdrawal. Additions cannot be made during term. Fees could reduce earnings. CD will automatically renew for a 7 month fixed term. Not available for IRAs.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Dividends are compounded and paid monthly based on the average daily balance. Early withdrawal penalties apply (less than 24 months: 90 days dividends; 24 to 36 months: 120 days dividends; 48 months or greater: 180 days dividends). 7-day grace period at maturity.

Offer: Limited time Certificate Special.

Requirements

Product: Minimum $1,000. All Rates Subject to Change.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.

Requirements

Product: Must be at least 18 years old, a legal resident of an eligible state, and a member at a participating credit union. Gives entries into monthly and quarterly prize raffles with every $25 deposit (up to 100 entries per month). 1 withdrawal allowed per 12-month term subject to $25 early withdrawal penalty. $25 early closure fee applies. 7-day grace period at maturity.

Offer: Dividends are compounded and paid monthly based on average daily balance.