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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–57 results in West Des Moines, IA

  1. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionVariable Education CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    2.13%APY$1,111 over 60 months on $10,000
  2. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionRegular CertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    2.13%APY$1,111 over 60 months on $10,000
  3. Northwest Bank24-Month Easy SaverCD · 24 months · $200 min

    Bank · 1 branch

    2.10%APY$424 over 24 months on $10,000
  4. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 1 branch

    1.76%APYwith conditions
  5. BANKCDsCD · 60 months · $0 min

    Bank · 1 branch

    1.51%APY$778 over 60 months on $10,000
  6. Fidelity BankCertificates of DepositCD · 60 months · $500 min

    Bank · 1 branch

    1.25%APY$641 over 60 months on $10,000
  7. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 2 branches

    0.40%APY$202 over 60 months on $10,000
  8. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 2 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  9. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 2 branches

    0.25%APY$126 over 60 months on $10,000
  10. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 2 branches

    0.05%APY$2 over 6 months on $10,000with conditions
  11. Bank of AmericaFixed Term CDCD · 6–11 months · $1,000 min

    Bank · 1 branch

    0.03%APY
  12. First Interstate BankFixed Rate CDCD · 1–2 months · $10,000 min

    Bank · 1 branch

    0.01%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in West Des Moines, IA

412 CDs at 31 banks and credit unions · checked Oct 16–22

Typical
2.13%
Top 10% from
4.19%
Banks, typical
2.00%
Credit unions, typical
3.32%

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Des Moines, IA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 2 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate