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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Stamford, CT
- Members Credit UnionCertificate Account of Social GoodCD · 15 months · $1,000 min
Credit union · 1 branch
3.75%APY$471 over 15 months on $10,000intro rateRequirements
Product: For new deposits only into Members CU (money currently on deposit does not qualify). Available for amounts from $1,000 to $250,000. Dividends compound and post semi-annually. 90-day penalty for early withdrawal. Renews automatically at current rate unless notified within 10 days of maturity.
Offer: Available for amounts from $1,000 to $250,000. Eligible for new deposits only; money currently on deposit does not qualify. Dividends compound and post semi-annually. 90-day penalty for early withdrawal. Renews automatically unless notified within 10 days of maturity date.
Promotional rate · 3.72% interest rate · Balance cap $250,000
Rate checked
More details - 3.70%APY$183 over 6 months on $10,000
Requirements
Product: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions. Daily balance method used. No additional deposits permitted. No withdrawals during first 7 calendar days after initial deposit. Automatically renews with a 10-day grace period.
Offer: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
3.63% interest rate · Effective Dec 18, 2025
Rate checked
More details - 3.65%APY$552 over 18 months on $10,000
Requirements
Product: Must maintain a minimum collected daily balance of $1,000.00 to obtain disclosed APYs. No withdrawal of any kind during the first 6 calendar days after initial deposit; after that, full balance may be withdrawn without penalty. No partial withdrawals allowed.
Offer: Must be opened in branch. Minimum opening deposit $1,000. No withdrawal during first 6 calendar days after deposit; thereafter full balance withdrawal allowed without penalty. No partial withdrawals.
3.59% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.56%APY$386 over 13 months on $10,000
Requirements
Product: Available in terms from 90 days to 60 months.
Offer: Fees could reduce earnings.
3.50% interest rate · Effective Apr 1, 2025
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: $500 minimum balance to open Certificate; members younger than 18 may open with $250.00. Subject to penalty for early withdrawal.
Offer: $500 minimum balance to open ($250 for members younger than 18). Subject to early withdrawal penalty.
3.47% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Fixed Rate Accounts – The interest rate in effect on the day your CD is opened will remain in effect until the maturity date of the CD, unless a withdrawal is made that brings your balance below the minimum balance shown above for each product type listed. Effect of Interest Withdrawal – The Annual Percentage Yield assumes that interest remains on deposit until maturity. A withdrawal will reduce earnings. Early Withdrawal Penalties – Substantial penalty for early withdrawal. Automatically Renewable Time Accounts – At maturity, the above accounts will automatically renew after the grace period.
3.20% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.25%APY$491 over 18 months on $10,000
Requirements
Product: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
Offer: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
3.20% interest rate · Effective Dec 18, 2025
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: $500 minimum opening deposit unless otherwise noted. Early withdrawal penalties may apply.
Offer: Promotional rate. Subject to change at any time. Early withdrawal penalties may apply.
2.92% interest rate · Effective Oct 3, 2026
Rate checked
More details - 2.02%APY$202 over 1 year on $10,000
Requirements
Product: Can be opened with as little as $25 and can be added to at any time during the life of the certificate. May be eligible to win cash prizes based on each $25 deposit.
Offer: Can be opened with as little as $25 and can be added to at any time during the life of the certificate. May be eligible to win cash prizes based on each $25 deposit.
2.00% interest rate
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 3 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Fairfield County BankCertificates of DepositCD · 6 months · $2,500 min · 1.00%–1.76% by balance
Bank · 1 branch
1.00%APY$50 over 6 months on $10,000Requirements
Product: Tiered rates of interest guaranteed until account maturity. Automatically renewable. Early withdrawal penalties apply.
Offer: 182 Day / 6 Month. Interest compounded monthly and credited monthly. Tiered rate applies throughout the term based on balance at account opening or renewal date.
1.00% interest rate · Compounded monthly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - Stamford Healthcare Credit UnionShare CertificatesCD · 36 months · $10,000 min
Credit union · 1 branch
0.60%APY$181 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal. Offer may be withdrawn without notice.
0.60% interest rate
Rate checked
More details - 0.40%APY$120 over 36 months on $10,000
Requirements
Product: Must maintain a minimum collected daily balance of $1,000.00 to obtain disclosed APYs. Early withdrawal penalty applies. Bump rate feature applies.
0.40% interest rate · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Stamford, CT
240 CDs at 19 banks and credit unions · checked Oct 15–22
- Typical
- 1.50%
- Top 10% from
- 3.80%
- Banks, typical
- 1.02%
- Credit unions, typical
- 2.63%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Bridgeport, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MSCUCredit union · 6 branches
- Affinity Federal Credit UnionCredit union · 1 branch
- Albright Credit UnionCredit union · 2 branches