Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–10 results in Bristol, CT
- Nutmeg State Financial Credit UnionShare CertificatesCD · 14 months · $1,000 min
Credit union · 2 branches
4.60%APY$539 over 14 months on $10,000Requirements
Product: Tiered rates. Automatically renewable at then-current market rates. Dividends are compounded and credited monthly using average daily balance method. Penalties apply for early withdrawal. $1,000 minimum balance to open and earn APY. 10-day grace period upon maturity.
Offer: Promotional Rate. At maturity, rolls into a 12-month non-promotional certificate at the then-current rate. Minimum deposit is $1,000 per member on new money only (not available for funds withdrawn from existing Nutmeg savings or certificate accounts). Online enrollment only. Cannot be combined with other offers.
4.51% interest rate · Effective Oct 19, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000
Requirements
Product: Interest is compounded daily or from day of deposit to day of withdrawal and credited monthly. Substantial interest penalty for early withdrawal. Premium CDs must be opened with new money (money not currently on deposit with Torrington Savings Bank).
Offer: Premium CD; must be opened with new money (money not currently on deposit with Torrington Savings Bank). Early withdrawal penalty is 3 months simple interest.
4.16% interest rate · Compounded daily · Effective Oct 22, 2026
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More details - 4.00%APY$198 over 6 months on $10,000
Requirements
Product: Rates are subject to change without notice. Early withdrawal of a Certificate will incur a penalty. Fees may reduce earnings.
3.93% interest rate · Effective Jan 13, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
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More details - American Broadcast Employees FCUInvestment Share CertificatesCD · 6 months · $500 min
Credit union · 1 branch
3.75%APY$186 over 6 months on $10,000Requirements
Product: NCUA insured up to $250,000. Minimum opening deposit is $500 ($100,000 for Jumbo Certificates). Monthly dividend crediting. Early withdrawal penalty applies: 90 days’ dividends for terms 1 year or less, 120 days’ dividends for terms over 1 year but less than 5 years, 180 days’ dividends for terms 5 years or more. Certificates automatically renew at the current dividend rate unless you choose to transfer funds to your Share Account.
Effective Sep 23, 2026
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More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.55%APY$446 over 15 months on $10,000
Requirements
Product: $1,000 minimum deposit to open. Terms from 3 to 60 months. Interest is compounded daily and credited monthly and may be withdrawn before maturity. Early withdrawal penalty: for terms from 3 months to 1 year, penalty is 3 months simple interest; for terms of more than one year, penalty is 6 months simple interest.
3.49% interest rate · Compounded daily · Effective Oct 22, 2026
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More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 2.50%APY$83 over 4 months on $10,000
Requirements
Product: $1,000 minimum to open. You can withdraw the full balance and accrued interest without penalty beginning 7 calendar days after funding. Partial withdrawals not permitted. Daily balances below $1,000 do not earn APY. Interest compounded daily and credited monthly.
Offer: Full balance and accrued interest can be withdrawn without penalty beginning 7 calendar days after funding. No partial withdrawals. Daily balances below $1,000 do not earn APY.
2.48% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Bristol, CT
60 CDs at 7 banks and credit unions · checked Oct 4–22
- Typical
- 3.40%
- Top 10% from
- 4.05%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.75%
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Waterbury, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MSCUCredit union · 3 branches
- Police Credit Union of CTCredit union · 1 branch
- CSE Credit UnionCredit union · 1 branch