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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Centennial, CO

  1. Top Carrot, Carrot Score 89
    Columbine FCUJumbo Share CertificatesCD · 24 months · 3.60%–3.65% by balance

    Credit union · 1 branch

    3.60%APY$733 over 24 months on $10,000
  2. Meritrust Credit Union – ColoradoShare CertificateCD · 6 months · $500 min

    Credit union · 1 branch

    3.50%APY$173 over 6 months on $10,000
  3. Credit Union of ColoradoAdd-on CertificateCD · 6 months · $500 min

    Credit union · 1 branch

    3.30%APY$164 over 6 months on $10,000
  4. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 3 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  5. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 2 branches

    3.25%APY$161 over 6 months on $10,000
  6. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 1 branch

    3.15%APY$315 over 1 year on $10,000
  7. Commerce Bank2 Month Promotional CDCD · 2 months · $5,000 min

    Bank · 1 branch

    3.05%APY$50 over 2 months on $10,000intro rate
  8. Zions BankStandard Certificates of Deposit (CDs)CD · 3 months · $1,000 min

    Bank · 1 branch

    3.05%APY$75 over 3 months on $10,000
  9. Arapahoe Credit UnionCDsCD · 60 months · $100 min

    Credit union · 1 branch

    3.05%APY$1,621 over 60 months on $10,000
  10. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 4 branches

    3.00%APY$1,564 over 59 months on $10,000
  11. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 3 branches

    1.76%APYwith conditions
  12. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 2 branches

    0.40%APY$202 over 60 months on $10,000
  13. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 2 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  14. Top Carrot, Carrot Score 88
    UMB BankStandard Time DepositsCD · 72 months · $500 min

    Bank · 2 branches

    0.30%APY$181 over 72 months on $10,000
  15. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 2 branches

    0.25%APY$126 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Centennial, CO

245 CDs at 17 banks and credit unions · checked Oct 4–22

Typical
2.00%
Top 10% from
3.90%
Banks, typical
0.23%
Credit unions, typical
3.50%

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Denver, CO metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Colorado Federal BankBank · 1 branch
  2. Canvas Credit UnionCredit union · 22 branches
  3. Bellco Credit UnionCredit union · 21 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate