Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–41 results in Fresno, CA
- FFB BankCertificates of Deposit (CDs)CD · 3 months · $1,000 min · 2.58%–2.74% by balance
Bank · 1 branch
2.58%APY$64 over 3 months on $10,000Requirements
Product: Early withdrawal penalties apply. $1,000 minimum to open an account. Tiered rate system.
2.55% interest rate · Effective Jul 20, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 – $100,000Your amount 2.58% $100,000 and up 2.74% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 8 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - United Local Credit UnionCertificate of Deposits - StandardCD · 24 months · $2,000 min · 0.40%–0.60% by balance
Credit union · 2 branches
0.55%APY$110 over 24 months on $10,000Requirements
Product: Dividends are compounded daily and paid monthly. Substantial penalty for early withdrawal. Rates are blended from the first tier through the top tier.
0.40% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposits - Standard Balance APY $2,000 – $9,999 0.40%* $10,000 – $49,999Your amount 0.55%* $50,000 – $99,999 0.55%* $100,000 and up 0.60%* Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - Fresno Police Department Credit UnionCertificate of DepositCD · 24 months · $5,000 min · 0.35%–0.50% by balance
Credit union · 1 branch
0.35%APY$70 over 24 months on $10,000Requirements
Product: Early Withdrawal Fee based on 6 months interest. $5,000.00 Minimum Balance.
0.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $5,000 – $49,999Your amount 0.35% $50,000 and up 0.50% Rate checked
More details - 0.30%APY$181 over 72 months on $10,000
Requirements
Product: Time Deposits under $100,000. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. If the account term is greater than 12 months, interest cannot remain on deposit and payout of interest is mandatory.
Offer: Interest cannot remain on deposit; payout of interest is mandatory.
0.30% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$25 over 30 months on $10,000intro rate
Requirements
Offer: Months 21-30
Promotional rate · 0.15% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Fresno, CA
302 CDs at 24 banks and credit unions · checked Oct 4–22
- Typical
- 2.00%
- Top 10% from
- 3.90%
- Banks, typical
- 1.26%
- Credit unions, typical
- 3.23%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Fresno, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Self-Help Federal Credit UnionCredit union · 1 branch
- CitiBank · 8 branches
- UMB BankBank · 2 branches