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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Elk Grove, CA

  1. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 4 branches

    3.75%APY$217 over 7 months on $10,000
  2. Banner BankPersonal Certificate of Deposit (CD)CD · 9 months · $2,500 min

    Bank · 1 branch

    3.56%APY$266 over 9 months on $10,000with conditions
  3. Sacramento Credit UnionShare CertificateCD · 60 months · $1,000 min

    Credit union · 1 branch

    3.55%APY$1,906 over 60 months on $10,000
  4. SAFE Credit Union6 Month Certificate SpecialCD · 6 months · $500 min

    Credit union · 2 branches

    3.45%APY$171 over 6 months on $10,000intro rate
  5. Columbia BankCertificate of DepositCD · 6 months · $1,000 min

    Bank · 1 branch

    3.40%APY$169 over 6 months on $10,000
  6. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 4 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  7. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 2 branches

    3.25%APY$161 over 6 months on $10,000
  8. El Dorado Savings BankCertificates of DepositCD · 14 months · $10,000 min

    Bank · 2 branches

    3.24%APY$379 over 14 months on $10,000
  9. SAFE Credit UnionTerm CertificateCD · 60 months · $500 min · 3.20%–3.25% by balance

    Credit union · 2 branches

    3.20%APY$1,706 over 60 months on $10,000
  10. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 4 branches

    3.15%APY$315 over 1 year on $10,000
  11. SAFE Credit Union12 Month Certificate SpecialCD · 12 months · $500 min

    Credit union · 2 branches

    3.04%APY$304 over 1 year on $10,000intro rate
  12. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 2 branches

    3.00%APY$1,564 over 59 months on $10,000
  13. SAFE Credit UnionBump Up CertificateCD · 24 months · $500 min

    Credit union · 2 branches

    2.68%APY$543 over 24 months on $10,000
  14. SAFE Credit UnionAdd On CertificateCD · 12 months · $25 min

    Credit union · 2 branches

    2.43%APY$243 over 1 year on $10,000
  15. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 3 branches

    1.76%APYwith conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Elk Grove, CA

280 CDs at 17 banks and credit unions · checked Oct 6–22

Typical
2.00%
Top 10% from
4.00%
Banks, typical
0.33%
Credit unions, typical
3.35%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Sacramento, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Travis Credit UnionCredit union · 2 branches
  2. Firefighters First Credit UnionCredit union · 1 branch
  3. First BankBank · 3 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate