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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Worcester, MA metro

  1. Worcester Fire Dept Credit UnionCertificate of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.08%APY$408 over 1 year on $10,000
  2. Top Carrot, Carrot Score 89
    UMassFiveTerm DepositsCD · 36 months · $500 min

    Credit union · 1 branch

    4.07%APY$1,271 over 36 months on $10,000
  3. Top Carrot, Carrot Score 87
    Millbury National BankCD SpecialsCD · 7 months · $500 min

    Bank · 1 branch

    4.06%APY$235 over 7 months on $10,000intro rate
  4. Worcester Credit UnionShare CertificatesCD · 9 months · $500 min

    Credit union · 1 branch

    4.05%APY$302 over 9 months on $10,000
  5. Bay State BankCertificate of Deposits (CDs) - SpecialsCD · 11 months · $1,000 min

    Bank · 7 branches

    4.05%APY$371 over 11 months on $10,000intro rate
  6. Top Carrot, Carrot Score 88
    BrightBridge Credit UnionCertificate AccountsCD · 10 months · $500 min

    Credit union · 1 branch

    4.00%APY$332 over 10 months on $10,000
  7. Top Carrot, Carrot Score 99
    Hanscom Federal Credit UnionEarly Access CertificateCD · 11 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$366 over 11 months on $10,000
  8. Top Carrot, Carrot Score 87
    Fidelity BankCertificate of Deposit (CD)CD · 12 months · $1,000 min

    Bank · 11 branches

    4.00%APY$400 over 1 year on $10,000
  9. Clinton Savings BankCertificates of Deposit (CDs)CD · 13 months · $500 min

    Bank · 8 branches

    4.00%APY$434 over 13 months on $10,000
  10. Millbury Federal Credit UnionCertificatesCD · 18 months · $500 min

    Credit union · 5 branches

    4.00%APY$606 over 18 months on $10,000
  11. Rollstone Bank & TrustSpecial CD OffersCD · 20 months · $500 min

    Bank · 5 branches

    4.00%APY$676 over 20 months on $10,000
  12. St. Mary's Credit UnionCertificatesCD · 18 months · $500 min

    Credit union · 2 branches

    3.95%APY$598 over 18 months on $10,000
  13. Top Carrot, Carrot Score 88
    Middlesex Savings BankFreedom Platinum Certificate of DepositCD · 3 months · $250 min

    Bank · 3 branches

    3.90%APY$96 over 3 months on $10,000with conditions
  14. UniBankCertificate of DepositCD · 8 months · $500 min

    Bank · 14 branches

    3.85%APY$255 over 8 months on $10,000
  15. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 6 branches

    3.85%APY$583 over 18 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Worcester, MA metro

529 CDs at 42 banks and credit unions · checked Oct 5–17

Typical
3.25%
Top 10% from
4.00%
Banks, typical
2.75%
Credit unions, typical
3.50%

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Worcester, MA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 1 branch
  2. GFA FCUCredit union · 4 branches
  3. UMassFiveCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate