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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–29 results in Wenatchee, WA metro
- Gesa Credit UnionBump CertificateCD · 12 months · $500 min · 3.30%–3.60% by balance
Credit union · 1 branch
3.30%APY$330 over 1 year on $10,000Requirements
Product: Bump option can only be exercised once during the term of the Certificate and does not extend the term of the certificate. The new interest rate will not be applied retroactively and will be the rate offered on regular certificates with the same term and minimum balance. Minimum balance to open is $500. Early withdrawal penalties apply.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Bump Certificate Balance APY $500 – $50,000Your amount 3.30% $50,000 – $100,000 3.45% $100,000 and up 3.60% Rate checked
More details - 3.29%APY$329 over 1 year on $10,000intro rate
Requirements
Product: Designed for the habitual saver and allows unlimited deposits during the term. Interest rate and annual percentage yield may change after account opening. Available to customers age 16 or greater. A penalty may be imposed for early withdrawal. No minimum deposit requirement for IRAs.
Offer: Variable rate subject to change during the term. Additional deposits accepted during term.
Promotional rate · 3.25% interest rate · Effective Oct 15, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.05%APY
Requirements
Product: $1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.
Offer: Term: 6 - 11 Months. Renewal Term: 6 - 11 Months. A penalty may be assessed for early withdrawal.
3.00% interest rate · Effective Oct 14, 2026
Rate checked
More details - 2.95%APY$754 over 30 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 2.90% interest rate · Effective Oct 14, 2026
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More details - 2.30%APY$1,204 over 60 months on $10,000
Requirements
Product: Fixed interest rates tiered based on balance. Penalty may be imposed for early withdrawal.
Offer: Tier: Less than $25,000.
2.27% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.27%APY$459 over 24 months on $10,000
Requirements
Product: Gives a one-time option to adjust/bump up your interest rate higher if 24-month CD rates rise during the term without assessing penalties, disturbing previous earnings, or extending maturity date. Available to customers age 16 or greater. CD automatically renews unless notified.
Offer: No monthly fee. Early withdrawal penalty: 6 months interest.
2.25% interest rate · Effective Oct 15, 2026
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More details - 1.80%APY$180 over 1 year on $10,000
Requirements
Product: Term: 12 months. Ability to add to account with a minimum of $50, or as little as $25 with a recurring transfer from a Peoples Bank checking or savings account. Penalty may be imposed for early withdrawal.
1.78% interest rate · Effective Oct 1, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 2 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Solarity Credit UnionCertificatesCD · 24 months · $500 min · 0.15%–0.55% by balance
Credit union · 1 branch
0.50%APY$100 over 24 months on $10,000Requirements
Product: Does not apply to IRAs. Early withdrawal penalty may apply. Membership required (open to all who live, work, worship or attend school in Yakima, Wenatchee, Selah, Moses Lake, Union Gap and all of Washington State).
Offer: Does not apply to IRAs.
Effective Oct 2, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 and up 0.15% $10,000 and upYour amount 0.50% $75,000 and up 0.55% Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wenatchee, WA metro
199 CDs at 15 banks and credit unions · checked Oct 16–22
- Typical
- 1.02%
- Top 10% from
- 3.98%
- Banks, typical
- 1.01%
- Credit unions, typical
- 3.98%
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Wenatchee, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Self-Help Federal Credit UnionCredit union · 1 branch