Best CD rates and certificates

Requirements

Product: Save to Win program; $25 deposit into Save to Win account for prize drawings. Rates are APY.

Requirements

Offer: You can add money any time until maturity. No maximum balance.

Requirements

Product: Special Program terms and restrictions apply.

Offer: Special Program terms and restrictions apply.

Requirements

Product: Membership is open to anyone who lives, works, worships, attends school, or regularly does business in Pinellas County; state, county, or municipal employees; SEGs; or family of current members. Early withdrawal penalties may apply and may reduce earnings.

Offer: Minimum balance to earn dividends is $500.

Requirements

Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.

Requirements

Product: Membership and eligibility requirements apply. Fees may reduce earnings. Initial deposit cannot exceed $5 million per member or $10 million per address. Penalties may apply for withdrawal of funds before maturity.

Offer: Initial deposit cannot exceed $5 million per member or $10 million per address. Penalties may apply for early withdrawal.

Requirements

Product: Membership is open to all full- and part-time Gallup employees/associates and their immediate family members/household members.

Requirements

Product: Minimum opening balance of $500. $5 member savings balance required for membership. Rates subject to change. Early withdrawal penalty may apply.

Offer: Includes 0.25% MORE VIP Relationship Reward Bonus (400+ points).

Requirements

Product: Minimum opening deposit is $1,000; maximum opening deposit is $250,000 per CD. Advertised promotional rates are for accounts opened online. Early withdrawal penalties apply. At maturity, CDs automatically renew into the standard CD term closest in length at the then-current standard rate unless instructions are provided during the 7-day grace period. No account fees.

Offer: Promotional rate for online accounts. Fixed for initial term. Automatically renews into standard rate closest in length at maturity.

Requirements

Product: Early withdrawal penalties may apply. FiCare offers rate matching with local competitor financial institutions subject to matching terms and requirements.

Requirements

Offer: Interest paid at maturity. Ability to fund throughout the term of the CD. No penalty may be imposed for early withdrawal.

Requirements

Product: Expected Profit Rate and Expected Annual % Yield. See Disclosure of Account Terms for Truth in Savings provided at account opening.

Offer: Ability to fund throughout the term of the CD. No discount may be applied for early withdrawal. Profit paid at maturity.

Requirements

Product: Interest earned is compounded daily and credited monthly. Subject to early withdrawal penalty. Automatically renews on maturity date.

Offer: Early withdrawal penalty: terms 12 months or less subject to an amount equal to 91 days of interest earned or that could have been earned. 10-day grace period after maturity to withdraw funds without penalty. Maximum Relationship Rate shown.

Requirements

Product: Membership eligibility requirements apply. Penalty for early withdrawal may be imposed. Fees may reduce earnings. Minimum to earn dividends is $500. Platinum APYs are 0.10% higher for members maintaining total combined monthly household average balances of $50,000+.

Offer: Platinum APY with Relationship Rewards (combined monthly household average balances $50,000+)

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.