Best CD rates and certificates

Requirements

Product: Our Pick-A-Term CD allows choosing the maturity date. Earn an additional 0.10% on any new Pick-A-Term or Special Rate CD with a qualifying Northwest Bank checking account. Early withdrawal penalties may apply. APY assumes interest remains on deposit.

Offer: With qualifying Northwest Bank checking account (Northwest Bank Compass Rewards, Compass Relationship, Compass Digital, Compass Cash, Compass Free, or Private Banking checking account is required for personal CD/ IRAs; $10 minimum to open).

Requirements

Product: Limited-time special. Requires minimum opening deposit of $2,000 in new money (funds not currently or within prior 30 days on deposit with Premier Credit Union). Dividends calculated using Daily Balance method, credited and compounded quarterly. Automatic renewals unless notified within 10-day grace period. Early withdrawal penalties may be imposed. $5.00 minimum deposit to open a savings account required.

Offer: Requires a minimum opening deposit of $2,000 in new money. New money means funds not currently, or within the prior 30 days, on deposit with Premier Credit Union; transfers from existing Premier accounts do not qualify. Dividends calculated using Daily Balance method, credit and compound quarterly. Renewals are automatic unless notified within a 10-day grace period. Early withdrawal penalties may be imposed.

Requirements

Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.

Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.

Requirements

Offer: Special - New Money

Requirements

Product: Minimum opening deposit of $1,000. Simple interest is compounded and credited semi-annually for terms of 1 year or longer, or compounded and paid at maturity for terms less than 1 year.

Offer: CD special rate offer good for initial term only at Security National Bank locations in Iowa and Dakota Dunes, S.D.

Requirements

Product: $1,000 minimum deposit to open. Simple interest compounded and credited semiannually for terms of 1 year or longer, or compounded and paid at maturity for terms less than 1 year. Penalty for early withdrawal. Dakota Dunes location.

Requirements

Product: $1,000 minimum deposit to open. Simple interest compounded and credited semiannually for terms of 1 year or longer, or compounded and paid at maturity for terms less than 1 year. Penalty for early withdrawal. Offer good for initial term only. Rates shown for Sioux Falls location.

Requirements

Product: A fixed-rate investment with terms from 7 months to 3 years. Minimum deposit of $2,000 is required. Dividends are compounded quarterly. Penalty for early withdrawal. Renewals are automatic unless notified within a 10-day Grace Period. $5.00 minimum deposit to open a savings account required.

Offer: Dividends calculated using Daily Balance method, credit and compound quarterly. Automatic renewals unless notified within a 10-day Grace Period. Early withdrawal penalties may be imposed.

Requirements

Product: Dividends calculated using Daily Balance method and compound/credit quarterly. Automatic renewals unless notified within 10-day Grace Period. Early withdrawal penalties may be imposed. $5.00 minimum deposit to open a savings account required.

Offer: Dividends calculated using Daily Balance method, credit and compound quarterly. Automatic renewals unless notified within 10-day Grace Period. Early withdrawal penalties may be imposed.

Requirements

Product: Dividends compounded quarterly. Early withdrawal penalty applies (equal to 365 days dividends on the amount withdrawn). Funds transferred to Regular Savings Account at maturity. Allowed a one-time add-on deposit.

Offer: Allowed a one-time add-on deposit.

Requirements

Product: $1,000 minimum deposit to open. 30 Month CD with step-up option after 15 months (one time rate increase as of date of customer's request). One half of principal may be withdrawn without penalty after 15 months. Any subsequent withdrawals subject to penalty. Renewable step-up and no penalty on 1/2 withdrawal after 15 months during initial term only. Dakota Dunes location.

Offer: Initial rate for 30-month term. After 15 months, one-time step-up option available upon request.

Requirements

Product: NCUA insured. Rates and APYs subject to change monthly as determined by the Credit Union Board of Directors. Early withdrawal penalties apply.

Requirements

Product: We reserve the right to decline or limit deposits at our discretion. Early withdrawal penalties may apply.

Offer: Minimum to obtain APY is $0.01.

Requirements

Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.

Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.

Requirements

Product: $1,000 minimum deposit to open. After 15 months, a step-up one-time rate increase is available to the customer upon request (equal to current 30-month offer rate at date of request). One-half (1/2) of the principal may be withdrawn without penalty after 15 months (during initial term only); subsequent withdrawals subject to penalty. Sioux Falls location.

Offer: Initial rate for 30-month term. After 15 months, a one-time step-up rate increase is available upon request.