Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Saginaw, MI metro

  1. Mercantile BankCertificate of DepositCD · 6 months · $500 min

    Bank · 2 branches

    3.95%APY$196 over 6 months on $10,000
  2. Independent Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 3 branches

    3.87%APY$224 over 7 months on $10,000with conditions
  3. Top Carrot, Carrot Score 88
    GREAT LAKESShare Certificate (CD)CD · 7 months · $1,000 min

    Credit union · 1 branch

    3.85%APY$223 over 7 months on $10,000intro rate
  4. Wildfire Credit UnionCertificate SpecialCD · 9 months · $500 min

    Credit union · 3 branches

    3.85%APY$287 over 9 months on $10,000intro rate
  5. Independent Bank3-Month CD SpecialCD · 3 months · $1,000 min

    Bank · 3 branches

    3.76%APY$93 over 3 months on $10,000with conditions
  6. Jolt Credit UnionShare Certificate AccountCD · 30 months · $1,000 min

    Credit union · 2 branches

    3.75%APY$964 over 30 months on $10,000
  7. Top Carrot, Carrot Score 98
    Dow Credit UnionStandard CDsCD · 24 months · $500 min

    Credit union · 1 branch

    3.65%APY$743 over 24 months on $10,000
  8. Top Carrot, Carrot Score 98
    Dow Credit UnionBump Rate CDsCD · 48 months · $500 min

    Credit union · 1 branch

    3.65%APY$1,542 over 48 months on $10,000
  9. Top Carrot, Carrot Score 88
    Security Credit UnionShare Certificates of DepositCD · 60 months · $1,000 min

    Credit union · 1 branch

    3.65%APY$1,963 over 60 months on $10,000
  10. Top Carrot, Carrot Score 92
    Health Advantage Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    3.65%APY$1,963 over 60 months on $10,000
  11. Consumers Professional Credit UnionCertificates of DepositCD · 6 months · $1,000 min · 3.65%–3.75% by balance

    Credit union · 1 branch

    3.65%APY$181 over 6 months on $10,000
  12. Top Carrot, Carrot Score 92
    Health Advantage Credit UnionSmart Savers CertificateCD · 12 months · $25 min

    Credit union · 1 branch

    3.60%APY$360 over 1 year on $10,000
  13. Team One Credit UnionCertificates of DepositCD · 12 months · $500 min

    Credit union · 4 branches

    3.60%APY$360 over 1 year on $10,000
  14. Thumb Bank & TrustCertificates of Deposit (CDs)CD · 30 months · $500 min

    Bank · 1 branch

    3.55%APY$911 over 30 months on $10,000
  15. Wildfire Credit UnionCertificateCD · 48–59 months · $500 min

    Credit union · 3 branches

    3.55%APYintro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Saginaw, MI metro

328 CDs at 23 banks and credit unions · checked Sep 18–Oct 22

Typical
3.20%
Top 10% from
3.85%
Banks, typical
0.50%
Credit unions, typical
3.45%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Saginaw, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Dow Credit UnionCredit union · 1 branch
  2. United Financial Credit UnionCredit union · 6 branches
  3. Lake Huron Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate