Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Portland, ME metro
- 3.14%APY$1,672 over 60 months on $10,000
Effective Oct 16, 2026
Rate checked
More details - 3.09%APY$1,912 over 69 months on $10,000
Effective Oct 16, 2026
Rate checked
More details - First Federal SavingsCertificate of Deposit AccountsCD · 6 months · $1,000 min · 0.10%–3.05% by balance
Bank · 2 branches
3.05%APY$151 over 6 months on $10,000Requirements
Product: Open to anyone living in the mid-coast area on a permanent or seasonal basis. Valid picture ID and SSN required. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
Offer: 6 Month Simple Certificate of Deposit. Early withdrawal penalty may apply.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Accounts Balance APY $1,000 and up 0.10% $10,000 and upYour amount6 Month Compounded Certificate of Deposit. 3.05% Rate checked
More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Deposit any amount at any time. Automatically renews every 12 months. Pair with Rise High-Yield Checking or Breeze Rewards Banking to maximize savings. Early withdrawal subject to penalty. Membership eligibility applies.
Offer: Early withdrawal subject to 180 day dividends penalty. Automatically renews every 12 months.
2.96% interest rate · Effective Oct 8, 2026
Rate checked
More details - 2.94%APY$444 over 18 months on $10,000
Requirements
Product: Includes one penalty-free withdrawal per quarter. Certificates carry a penalty for early withdrawal outside permitted parameters.
Offer: Elevate Account rate for members age 50 or older.
2.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.73%APY$1,289 over 54 months on $10,000
Requirements
Product: May convert to a higher interest rate one time during the CD term by notifying the bank in writing.
Effective Oct 16, 2026
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More details - 2.63%APY$109 over 5 months on $10,000
Effective Oct 16, 2026
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More details - 2.58%APY$193 over 9 months on $10,000
Requirements
Product: Penalty of 7 days interest if closed prior to 7 days. After first 7 days, 2 partial withdrawals permitted without penalty and without closing account.
Effective Oct 16, 2026
Rate checked
More details - 2.53%APY$63 over 3 months on $10,000
Requirements
Product: FDIC-insured. Daily compounding, interest credited monthly. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship interest rate and APY.
Offer: For Benefit Plus customers.
2.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.50%APY
Requirements
Product: A $500 minimum opening deposit is required to obtain the stated APY. Substantial penalty for early withdrawal. Lock in interest rate for 1 month up to 5 years. Additional deposits not permitted.
2.47% interest rate · Effective Aug 31, 2026
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More details - 2.32%APY$77 over 4 months on $10,000
Effective Oct 16, 2026
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More details - Maine Community BankCertificates of Deposit (CDs) – Standard RatesCD · 3 months · $500 min
Bank · 20 branches
2.25%APY$56 over 3.033333333333333 months on $10,000Requirements
Product: Certificates of Deposit are available for personal banking and business banking customers. The annual percentage yield assumes interest remains on deposit until maturity and funds are renewed at the same rate and remain on deposit for one year. A substantial penalty may be imposed for early withdrawals. Any withdrawals could reduce earnings.
Offer: 91 Day term
Effective Oct 15, 2026
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More details - 1.36%APY$68 over 6 months on $10,000
Requirements
Product: 6 month term. Unlimited deposits of $500 or more. One withdrawal of principal, without penalty, during the 6 month term. Not available for IRA or SEP accounts. Substantial penalty for early withdrawal.
1.35% interest rate · Effective Oct 20, 2026
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More details - 1.11%APY$567 over 60 months on $10,000with conditions
Requirements
Product: A Full Solutions, Flexible Solutions, Reality Plus or Reality Complete Checking account is required to open and maintain a Premium Certificate of Deposit. Penalty for early withdrawal on certificates of deposit. Fixed for the term.
Offer: 5 Years term.
Qualified rate · 1.10% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.95%APY$484 over 60 months on $10,000
Requirements
Product: Penalty for early withdrawal on certificates of deposit. Fixed for the term.
Offer: 5 Years term.
0.95% interest rate · Effective Oct 22, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Portland, ME metro
440 CDs at 40 banks and credit unions · checked Oct 16–22
- Typical
- 2.74%
- Top 10% from
- 3.95%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.50%
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Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches