Best CD rates and certificates

Requirements

Product: Early withdrawal penalties will or may be imposed for early withdrawal. Minimum deposit of $500 - $1,000.

Offer: Dividends compounded/paid monthly

Requirements

Product: 13-month CDs will automatically renew into a 12-month CD.

Offer: Automatically renews into a 12-month CD at maturity. Early withdrawal penalties apply.

Requirements

Product: Penalty may be imposed for withdrawals before maturity. Dividends paid quarterly on certificates up to $100,000 and monthly on certificates $100,000 and up. After opening, deposits into or withdrawals from the account are not permitted until maturity.

Requirements

Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Rates are subject to change. Applied location: ZIP 64106.

Requirements

Product: For CDs from $1,000 up to and including $99,999. Fixed interest rate, compounded daily. Online account opening requires minimum 3 month term and deposit less than $100,000 funded via existing Zions Bank account or wire transfer. Early withdrawal penalties apply.

Offer: Term 3 MONTHS. Fixed rate. Rates displayed for Idaho and Utah.

Requirements

Product: $1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.

Offer: Term: 6 - 11 Months. Renewal Term: 6 - 11 Months. A penalty may be assessed for early withdrawal.

Requirements

Product: Maximum balance of $50,000. Requires a minimum $25.00 monthly recurring automatic deposit to remain open. Maximum of one Dream Plan Share Certificate per account. No penalty for early withdrawal if funds are used as a down payment on a home financed with the Credit Union.

Offer: Minimum $25.00 monthly recurring automatic deposit required; maximum balance $50,000.

Requirements

Product: No monthly fee. Withdraw your money at any time and pay no penalties.

Offer: 7 Month No Penalty; $1,000 opening deposit required / $250,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.

Requirements

Product: No monthly fee. Months 0-7: withdraw all money including interest earned without penalties any time after first 7 days following funding date. Months 8-15: early withdrawal fee is $25 plus 3% of amount withdrawn.

Offer: 15 Month Flex; $1,000 opening deposit required / $500,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.

Requirements

Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.

Requirements

Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.

Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.

Requirements

Product: Minimum balance / deposit to open is $500. No setup or maintenance fees. Early withdrawal penalties apply. Earn an additional .05% for each qualifying service (Payroll/Direct deposit, MFCU Checking Account, MFCU Visa Credit Card).

Offer: Requires 3 qualifying services (Payroll or Direct deposit, MFCU Checking Account, and MFCU Visa Credit Card)

Requirements

Product: Minimum opening deposit is $2,000. Fixed APY for the term of the account. Penalty for early withdrawal applies; withdrawal of dividends reduces earnings. Automatic renewal at maturity with a 10-day grace period.