Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Omaha, NE-IA metro
- 3.40%APY$84 over 3 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - Veridian Credit UnionAdd-On CDCD · 12 months · $0 min · 0.10%–3.35% by balance
Credit union · 7 branches
3.35%APY$335 over 1 year on $10,000Requirements
Product: Allows additional deposits during the term. Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. Membership requires a minimum $5 share deposit. No monthly maintenance fees.
Offer: Tier 1
Effective Sep 25, 2026
Rate by balance
Rate by balance for Add-On CD Balance APY Up to $49 0.10% Up to $499Tier 2 3.00% $500 and upYour amountTier 3 3.35% Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Community 1st Credit UnionCertificate AccountsCD · 60 months · $500 min · 3.20%–3.55% by balance
Credit union · 1 branch
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Calculated by daily balance method. Penalties may be imposed for early withdrawal.
3.16% interest rate · Effective Jul 22, 2024
Rate by balance
Rate by balance for Certificate Accounts Balance APY $500 and up 3.20% $7,501 and upYour amount 3.30% $15,001 and up 3.40% $50,001 and up 3.45% $250,001 and up 3.55% Rate checked
More details - 3.28%APY$1,751 over 60 months on $10,000
Requirements
Product: CD Interest Payable Semi-Annually. Penalty for early withdrawal on CDs.
Offer: 60 Month CD. CD Interest Payable Semi-Annually. Penalty for early withdrawal on CDs.
3.25% interest rate · Effective Mar 2, 2026
Rate checked
More details - 3.25%APY$188 over 7 months on $10,000
Requirements
Product: Federally insured by NCUA. Minimum opening deposit of $500.00. Early withdrawal penalties and fees may reduce earnings.
3.20% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - North Western EmployeesShare CertificatesCD · 48 months · $1,000 min · 3.03%–3.14% by balance
Credit union · 1 branch
3.14%APY$1,316 over 48 months on $10,000Requirements
Product: Compounded quarterly. Early withdrawal penalty applies. Dividends can accrue back to the certificate, transfer to another account, or be issued by check.
3.00% interest rate · Compounded quarterly · Effective Sep 22, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 3.03% $10,000 and upYour amount 3.14% Rate checked
More details - 3.10%APY$310 over 1 year on $10,000
Requirements
Product: Fixed 12-month commitment. One entry per every $25 deposit (max. 100/month) for monthly cash prize drawings; no monthly deposit limit. $25 penalty for early withdrawal; after two early withdrawals, disqualified from prize drawings.
Offer: Special Program terms and restrictions apply.
Effective Jul 1, 2026
Rate checked
More details - 3.10%APY$469 over 18 months on $10,000with conditions
Requirements
Product: $500 minimum balance required. Rewards rates require checking account relationship.
Offer: Requires checking account relationship.
Qualified rate · 3.07% interest rate · Effective Jul 1, 2026
Rate checked
More details - 3.00%APY$453 over 18 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal.
2.96% interest rate · Effective Jul 1, 2026
Rate checked
More details - 3.00%APY$453 over 18 months on $10,000
Requirements
Product: $500 minimum balance required.
2.97% interest rate · Effective Jul 1, 2026
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Omaha, NE-IA metro
748 CDs at 62 banks and credit unions · checked Oct 16–22
- Typical
- 2.75%
- Top 10% from
- 4.10%
- Banks, typical
- 2.48%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Omaha, NE-IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 1 branch
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches