Credit union · NCUA insured
North Western Employees CD Rates
North Western Employees’s best CD rate is 3.14% APY on a 4-year share certificate (CD). Terms run from 1 year to 4 years. Rates checked October 16, 2026.
How North Western Employees’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where North Western Employees has the most branches. $10,000, best rate first.
This credit union’s best
North Western Employees
3.14%APY
- Term
- 48 months
- Minimum
- $1,000
- Earns on $10,000
- $1,316
Share Certificates
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
North Western Employees CD score
67
CD score
Higher than 19% of U.S. banks and credit unions
- 9–15 months9–15 mo2.22%
- 16–30 months16–30 mo2.73%
- 31–60 months31–60 mo3.14%
- QualifiedQualified3.14%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Western Employees ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.14%APY · 5 terms
Compounded quarterly. Early withdrawal penalty applies. Dividends can accrue back to the certificate, transfer to another account, or be issued by check.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12 months | 2.12% | — | 2.22% | 2.12%2.22% from $10k | $212 |
| 24 months | 2.37% | — | 2.47% | 2.37%2.47% from $10k | $480 |
| 30 months | — | 2.73% | — | 2.73% | $697 |
| 36 months | 2.78% | — | 2.88% | 2.78%2.88% from $10k | $857 |
| 48 months | 3.03% | — | 3.14% | 3.03%3.14% from $10k | $1,268 |
Sources (2)
All captured Oct 5, 2026
Who can join North Western Employees
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Shenandoah Medical Center, Add it Up Tax Service, or Ameriserve are eligible to join the credit union.
- Employees of Union Pacific Railroad and associated transportation companies working or living in designated areas of Iowa and Nebraska are eligible to join.
Family and household
- Family members of employees of Shenandoah Medical Center, Add it Up Tax Service, or Ameriserve are eligible to join the credit union.
- Family members of employees of Union Pacific Railroad and associated transportation companies working or living in designated areas of Iowa and Nebraska are eligible to join.
Membership information collected October 4, 2026.