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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Muskegon, MI metro

  1. Michigan Coastal Credit Union13 MO SPECIALCD · 13 months · $500 min

    Credit union · 2 branches

    4.30%APY$467 over 13 months on $10,000intro rate
  2. Community Choice Credit UnionCertificates of DepositCD · 25 months · $500 min

    Credit union · 2 branches

    4.30%APY$917 over 25 months on $10,000
  3. Top Carrot, Carrot Score 87
    Route 31Certificate of DepositCD · 12 months · $500 min

    Credit union · 2 branches

    4.25%APY$425 over 1 year on $10,000with conditions
  4. Top Carrot, Carrot Score 87
    Route 31Save to Win CertificateCD · 12 months · $25 min

    Credit union · 2 branches

    4.25%APY$425 over 1 year on $10,000
  5. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 4 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  6. Michigan First Credit Union16 Month Certificate AccountCD · 16 months · $1,000 min

    Credit union · 1 branch

    4.18%APY$561 over 16 months on $10,000
  7. Independent Bank13-Month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    4.13%APY$448 over 13 months on $10,000with conditions
  8. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 3 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  9. Top Carrot, Carrot Score 88
    Family Financial Credit UnionCertificate of DepositCD · 12 months · $500 min

    Credit union · 3 branches

    4.07%APY$407 over 1 year on $10,000
  10. Top Carrot, Carrot Score 89
    Muskegon Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 2 branches

    4.06%APY$406 over 1 year on $10,000
  11. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min

    Credit union · 4 branches

    4.00%APY$2,167 over 60 months on $10,000with conditions
  12. Independent Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 1 branch

    3.87%APY$224 over 7 months on $10,000with conditions
  13. Independent Bank3-Month CD SpecialCD · 3 months · $1,000 min

    Bank · 1 branch

    3.76%APY$93 over 3 months on $10,000with conditions
  14. Top Carrot, Carrot Score 94
    Port City Credit UnionCertificates of DepositCD · 6 months · $500 min

    Credit union · 1 branch

    3.75%APY$186 over 6 months on $10,000
  15. Service 1 Federal Credit UnionShare CertificatesCD · 6 months · $500 min

    Credit union · 3 branches

    3.75%APY$186 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Muskegon, MI metro

256 CDs at 19 banks and credit unions · checked Sep 18–Oct 22

Typical
3.08%
Top 10% from
3.75%
Banks, typical
0.15%
Credit unions, typical
3.40%

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Muskegon, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Port City Credit UnionCredit union · 1 branch
  2. Muskegon Federal Credit UnionCredit union · 2 branches
  3. Lake Michigan Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate