Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 121–135 results in Minneapolis, MN-WI metro
- Veridian Credit UnionAdd-On CDCD · 12 months · $0 min · 0.10%–3.35% by balance
Credit union · 1 branch
3.35%APY$335 over 1 year on $10,000Requirements
Product: Allows additional deposits during the term. Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. Membership requires a minimum $5 share deposit. No monthly maintenance fees.
Offer: Tier 1
Effective Sep 25, 2026
Rate by balance
Rate by balance for Add-On CD Balance APY Up to $49 0.10% Up to $499Tier 2 3.00% $500 and upYour amountTier 3 3.35% Rate checked
More details - 3.34%APY$679 over 24 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly. Calculated using daily balance method. Subject to early withdrawal penalty. Automatic renewal at maturity with a 10-day grace period.
3.30% interest rate
Rate checked
More details - 3.30%APY$191 over 7 months on $10,000with conditions
Requirements
Product: All funds including dividends may be withdrawn without penalty after the first 6 days following the funding date. Minimum deposit is $500.
Offer: Rewards APY requires two qualifying relationships.
Qualified rate · 3.25% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$219 over 8 months on $10,000
Requirements
Product: Membership required and account opening upon qualification. Insured by NCUA. Substantial penalty for early withdrawal. Dividends calculated daily, compounded and paid monthly.
3.25% interest rate · Effective Feb 2, 2026
Rate checked
More details - 3.30%APY$302 over 11 months on $10,000intro rate
Requirements
Product: Minimum required to open is $500, maximum $250,000. Additional deposits allowed during term up to maximum certificate deposit amount allowed. Can have multiple Flex Certificates not to exceed $500,000. At maturity, rolls into a 12-month certificate at current rate. Does not qualify for IRAs.
Offer: Rate effective 03/02/26 subject to cancel at any time. Additional deposits allowed during term up to max $250,000. Multiple certificates not to exceed $500,000. At maturity rolls into a 12-month certificate. Does not qualify for IRAs.
Promotional rate · 3.25% interest rate · Balance cap $250,000 · Effective Mar 2, 2026
Rate checked
More details - BankVistaCertificates of Deposit (CDs)CD · 3 months · $1,000 min · 3.29%–3.91% by balance
Bank · 1 branch
3.29%APY$81 over 3 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. FDIC insured up to $250,000. $1,000 minimum deposit to open (specials may differ). Effective 2026-10-01.
Offer: Compounding: Interest At Maturity. Early withdrawal penalty may apply.
3.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 – $50,000Your amount 3.29% $50,000 – $100,000 3.55% $100,000 – $250,000 3.85% $250,000 and up 3.91% Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Dividends compound and are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends. Early withdrawal penalty applies.
Offer: Early withdrawal penalty is 90 days' dividends.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.25%APY$380 over 14 months on $10,000
Requirements
Product: Maximum per membership deposit of $250,000. Do not automatically renew at maturity; funds transfer to primary share savings account 000 at maturity. Call WFCU to open.
Offer: Dividends paid quarterly. Does not automatically renew at maturity; funds transfer to primary share savings account 000 at maturity. Call WFCU to open.
Effective Apr 1, 2026
Rate checked
More details - 3.25%APY$1,734 over 60 months on $10,000
Requirements
Product: Interest compounds and is paid quarterly. Certificates over $25,000 add .05% to the rate.
Offer: Certificates over $25,000 add .05% to the rate. Early withdrawal penalty is the lesser of 180 days’ interest or the interest earned.
3.21% interest rate · Effective Sep 15, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.24%APY$161 over 6 months on $10,000
Requirements
Product: $500 minimum deposit to open. No setup or maintenance fees. Penalties for early withdrawal: 1 year or less is 90 days of interest; over 12 months is 180 days of interest. Withdrawal of interest prior to maturity reduces earnings.
Offer: Early withdrawal penalties apply (90 days of interest for 1 year or less). APY assumes interest remains on deposit until maturity.
3.20% interest rate
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.14%APY$1,316 over 48 months on $10,000
Requirements
Product: Minimum opening deposit is $500.00. Stated APY applies to the entire balance of the Certificate.
Offer: Early withdrawal penalty may be the loss of 12 months interest.
3.10% interest rate · Effective Aug 25, 2026
Rate checked
More details - 3.10%APY$1,649 over 60 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit. Early withdrawal penalty applies.
Offer: Rewards APY tier.
3.06% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Minneapolis, MN-WI metro
1,037 CDs at 105 banks and credit unions · checked Oct 16–22
- Typical
- 3.20%
- Top 10% from
- 4.15%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.43%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches