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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 166–180 results in Minneapolis, MN-WI metro

  1. Members Cooperative Credit UnionBasic 6 Month Share CertificateCD · 6 months · $1,000 min

    Credit union · 2 branches

    2.00%APY$100 over 6 months on $10,000
  2. Wakota Federal Credit UnionSTEP-UP CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    2.00%APY$612 over 36 months on $10,000intro rate
  3. Top Carrot, Carrot Score 90
    SMW Financial Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min

    Credit union · 2 branches

    2.00%APY$1,041 over 60 months on $10,000
  4. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 85 branches

    1.76%APYwith conditions
  5. Dacotah BankCertificates of DepositCD · 24 months · $500 min

    Bank · 1 branch

    1.75%APY$353 over 24 months on $10,000
  6. Members Cooperative Credit UnionBasic 3 Month Share CertificateCD · 3 months · $1,000 min

    Credit union · 2 branches

    1.25%APY$31 over 3 months on $10,000
  7. Associated BankFixed-Rate Add-on CDCD · 12 months · $100 min

    Bank · 24 branches

    1.00%APY$100 over 1 year on $10,000
  8. Affinity PlusWahoo CertificateCD · 12 months · $0 min

    Credit union · 14 branches

    1.00%APY$100 over 1 year on $10,000
  9. Affinity PlusCertificate BuilderCD · 12 months · $100 min

    Credit union · 14 branches

    1.00%APY$100 over 1 year on $10,000
  10. St. Cloud Financial Credit UnionSprout Certificate of DepositCD · 12 months · $100 min

    Credit union · 2 branches

    0.75%APY$75 over 1 year on $10,000
  11. First National Bank of River FallsCD Posted RatesCD · 60 months · $2,500 min

    Bank · 2 branches

    0.70%APY$355 over 60 months on $10,000with conditions
  12. Pillar BankCertificate of DepositCD · 60 months · $500 min

    Bank · 3 branches

    0.45%APY$227 over 60 months on $10,000
  13. Top Carrot, Carrot Score 90
    SMW Financial Credit UnionWealth Builder CDCD · 49 months · $25 min · 0.25%–0.50% by balance

    Credit union · 2 branches

    0.40%APY$164 over 49 months on $10,000
  14. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 76 branches

    0.40%APY$202 over 60 months on $10,000
  15. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 76 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Minneapolis, MN-WI metro

1,037 CDs at 105 banks and credit unions · checked Oct 16–23

Typical
3.20%
Top 10% from
4.15%
Banks, typical
3.00%
Credit unions, typical
3.43%

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Minneapolis, MN-WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. VisionBankBank · 1 branch
  2. Luminate BankBank · 1 branch
  3. St. Paul Federal Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate