Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Mankato, MN metro
- 3.58%APYwith conditions
Requirements
Product: Compounded Semi-Annually. Early Withdrawal Penalty: CD term is 1 year or less = Loss of 90 Days of Interest / Over 1 year = Loss of 180 Days of Interest. New CD's, $200,000 and over, are required to have an active checking account, minimum of 10 entries per month.
Offer: Compounded Semi-Annually.
Qualified rate · 3.55% interest rate
Rate checked
More details - SouthPoint Financial Credit UnionStep Up Certificate of DepositCD · 24 months
Credit union · 2 branches
3.55%APY$723 over 24 months on $10,000intro rateRequirements
Product: Offers periodic interest rate increases at set intervals. Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates.
Promotional rate · 3.52% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.44%APY$1,842 over 60 months on $10,000
Requirements
Product: $500 minimum deposit/balance required. After certificate is issued, no additional deposits are allowed. Compounded quarterly. Early withdrawal penalty is 12 months loss of interest. Basis 365 days.
Offer: Compounded quarterly.
3.40% interest rate · Compounded quarterly · Effective Sep 30, 2026
Rate checked
More details - BankVistaCertificates of Deposit (CDs)CD · 3 months · $1,000 min · 3.29%–3.91% by balance
Bank · 1 branch
3.29%APY$81 over 3 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. FDIC insured up to $250,000. $1,000 minimum deposit to open (specials may differ). Effective 2026-10-01.
Offer: Compounding: Interest At Maturity. Early withdrawal penalty may apply.
3.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 – $50,000Your amount 3.29% $50,000 – $100,000 3.55% $100,000 – $250,000 3.85% $250,000 and up 3.91% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - Cornerstone State Bank36 - 48 Month C.D.CD · 36–48 months · $500 min · 3.07%–3.33% by balance
Bank · 2 branches
3.07%APYwith conditionsRequirements
Product: Compounded Semi-Annually. Early Withdrawal Penalty: CD term is 1 year or less = Loss of 90 Days of Interest / Over 1 year = Loss of 180 Days of Interest. New CD's, $200,000 and over, are required to have an active checking account, minimum of 10 entries per month.
Offer: Compounded Semi-Annually.
Qualified rate · 3.05% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for 36 - 48 Month C.D. Balance APY Up to $25,000Your amount 3.07% $25,000 – $75,000 3.33% $75,000 – $200,000 3.33% $200,000 and up 3.33% Rate checked
More details - Cornerstone State Bank60 - Month C.D.CD · 60 months · $500 min · 3.07%–3.33% by balance
Bank · 2 branches
3.07%APY$1,632 over 60 months on $10,000with conditionsRequirements
Product: Compounded Semi-Annually. Early Withdrawal Penalty: CD term is 1 year or less = Loss of 90 Days of Interest / Over 1 year = Loss of 180 Days of Interest. New CD's, $200,000 and over, are required to have an active checking account, minimum of 10 entries per month.
Offer: Compounded Semi-Annually.
Qualified rate · 3.05% interest rate
Rate by balance
Rate by balance for 60 - Month C.D. Balance APY Up to $25,000Your amount 3.07% $25,000 – $75,000 3.33% $75,000 – $200,000 3.33% $200,000 and up 3.33% Rate checked
More details - Cornerstone State Bank24 - 35 Month C.D.CD · 24–35 months · $500 min · 2.82%–3.33% by balance
Bank · 2 branches
2.82%APYwith conditionsRequirements
Product: Compounded Semi-Annually. Early Withdrawal Penalty: CD term is 1 year or less = Loss of 90 Days of Interest / Over 1 year = Loss of 180 Days of Interest. New CD's, $200,000 and over, are required to have an active checking account, minimum of 10 entries per month.
Offer: Compounded Semi-Annually.
Qualified rate · 2.80% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for 24 - 35 Month C.D. Balance APY Up to $25,000Your amount 2.82% $25,000 – $75,000 3.33% $75,000 – $200,000 3.33% $200,000 and up 3.33% Rate checked
More details - 2.80%APY$568 over 24 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Fees and service charges may reduce earnings.
2.80% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $24,999Your amount 2.80% $25,000 – $99,999 2.90% $100,000 – $249,999 3.00% $250,000 and up 3.10% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 2 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Allows unlimited number of deposits up to a maximum balance of $25,000. Provides 1 withdrawal without penalty before maturity. Online funding limits apply ($5,000 limit on first online deposit / external transfers). Renews automatically at maturity. Dividends compound monthly.
1.00% interest rate · Balance cap $25,000
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Allows unlimited deposits with no maximum on number or amount of deposits. Online funding limits apply ($5,000 limit on first online deposit / external transfers). Early withdrawal penalties apply. Renews automatically at maturity. Dividends compound monthly.
1.00% interest rate
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Mankato, MN metro
173 CDs at 15 banks and credit unions · checked Oct 6–22
- Typical
- 3.07%
- Top 10% from
- 4.10%
- Banks, typical
- 2.70%
- Credit unions, typical
- 3.93%
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Find your bank or credit union to see all its rates and how they compare near you.
Mankato, MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Minnesota Valley Federal Credit UnionCredit union · 2 branches