Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Lock Haven, PA metro
- First Citizens Community BankCertificate of Deposit SpecialsCD · 17 months · $10,000 min · 4.22%–4.32% by balance
Bank · 1 branch
4.22%APY$603 over 17 months on $10,000with conditionsRequirements
Product: A minimum of $10,000 in new money is required to open this account and get the special rate. \"New money\" is defined as funds not currently on deposit with FCCB. Fees may reduce earnings, and a penalty may be imposed for early withdrawal. Interest is compounded quarterly, and an active checking account is required.
Offer: 17-Month CD Special; requires $10,000 minimum new money and active checking account
Qualified rate · 4.15% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificate of Deposit Specials Balance APY $10,000 – $99,999Your amount 4.22% $100,000 and up 4.32% Rate checked
More details - 4.00%APY$165 over 5 months on $10,000with conditions
Requirements
Product: Promotional certificate offers available for a limited time. Requires eligibility for credit union membership. Minimum opening deposit of $500.00 with a maximum balance of $100,000.00. Limit one certificate per member, per SSN. Certificate does not renew automatically at maturity; at the end of the term, balance automatically transfers to the membership share account. Early withdrawal penalty applies.
Offer: Promotional rate available to members with an active checking account, defined as one with full direct deposit each month.
Qualified rate · Balance cap $100,000
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000with conditions
Requirements
Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.
Qualified rate · Effective Sep 24, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - 3.75%APY$155 over 5 months on $10,000intro rate
Requirements
Product: Interest compounded quarterly. Penalty for early withdrawal may apply. $5,000 minimum deposit to open.
Promotional rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Journey BankCertificates of DepositCD · 12 months · $500 min · 2.75%–4.00% by balance
Bank · 1 branch
3.75%APY$375 over 1 year on $10,000Requirements
Product: $500 minimum deposit to open. Term options from 3 months to 5 years. Interest compounded quarterly. Early withdrawal penalty may apply.
Compounded quarterly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $2,000 2.75% $2,000 – $10,000 3.25% $10,000 – $50,000Your amount 3.75% $50,000 and up 4.00% Rate checked
More details - First Citizens Community BankCertificates of Deposit (CDs)CD · 12–23 months · $10,000 min · 3.55%–4.06% by balance
Bank · 1 branch
3.55%APYRequirements
Product: A penalty may be imposed for early withdrawal. A withdrawal will reduce earnings. Interest compounded quarterly.
3.50% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $10,000 – $24,999Your amount 3.55% $100,000 and up 4.06% Rate checked
More details - 1.51%APY$151 over 1 year on $10,000
Requirements
Product: $5,000 minimum deposit. 12-month term. Early withdrawal flexibility; fee applies during the first six days of account opening. Interest compounded quarterly.
Offer: Fee applies during the first six days of account opening.
Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
Rate checked
More details - 0.20%APY$100 over 60 months on $10,000
Requirements
Product: Fixed interest rate for the term of certificate. For personal and business accounts under $100,000 only. Penalty for early withdrawal may apply. Fees may reduce earnings.
Offer: In-branch rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial penalty for early withdrawal.
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - Journey BankFlex Certificates of DepositCD · 36 months · $10,000 min · 0.03%–0.50% by balance
Bank · 1 branch
0.05%APY$15 over 36 months on $10,000Requirements
Product: $10,000 minimum deposit. 36-month term. Interest compounded quarterly. Rate may change after account opening on the first day of each quarter. Access money when needed.
Offer: Rate may change after account opening on the first day of each quarter.
Compounded quarterly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Flex Certificates of Deposit Balance APY Up to $10,000 0.03% $10,000 – $14,999Your amount 0.05% $15,000 – $19,999 0.10% $20,000 – $24,999 0.20% $25,000 – $99,999 0.30% $100,000 – $250,000 0.40% Over $250,000 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Lock Haven, PA metro
48 CDs at 6 banks and credit unions · checked Sep 24–Oct 16
- Typical
- 2.26%
- Top 10% from
- 3.75%
- Banks, typical
- 1.51%
- Credit unions, typical
- 3.80%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch