Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Lexington, KY metro

  1. Peoples Bank17 Month CD SpecialCD · 17 months · $1,000 min

    Bank · 3 branches

    3.75%APY$535 over 17 months on $10,000intro rate
  2. Ashland Credit UnionRate Bump Share CertificateCD · 36 months · $500 min · 3.75%–4.00% by balance

    Credit union · 1 branch

    3.75%APY$1,168 over 36 months on $10,000
  3. Forcht BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 3 branches

    3.55%APY$146 over 5 months on $10,000intro rate
  4. Peoples Bank5 Month CDCD · 5 months · $1,000 min

    Bank · 3 branches

    3.54%APY$146 over 5 months on $10,000intro rate
  5. Farmers BankCertificates of DepositCD · 6–12 months · $1,000 min

    Bank · 4 branches

    3.50%APY
  6. Peoples Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 3 branches

    3.50%APY$380 over 13 months on $10,000intro rate
  7. Transcend Credit UnionShare Certificate AccountCD · 18 months · $500 min

    Credit union · 1 branch

    3.50%APY$530 over 18 months on $10,000
  8. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 12 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  9. Y-12 Federal Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 1 branch

    3.25%APY$491 over 18 months on $10,000
  10. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 5 branches

    3.25%APY$161 over 6 months on $10,000
  11. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 4 branches

    3.15%APY$315 over 1 year on $10,000
  12. Metro Plus Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · 2 branches

    2.94%APY$908 over 36 months on $10,000
  13. UK Credit UnionCertificate AccountsCD · 60 months · $1,000 min

    Credit union · 9 branches

    2.85%APY$1,509 over 60 months on $10,000
  14. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionSaver CertificateCD · 12 months · $50 min

    Credit union · 1 branch

    2.75%APY$275 over 1 year on $10,000
  15. UK Credit UnionBump-Rate CertificateCD · 24 months · $1,000 min

    Credit union · 9 branches

    2.35%APY$476 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Lexington, KY metro

295 CDs at 31 banks and credit unions · checked Oct 6–22

Typical
2.50%
Top 10% from
4.25%
Banks, typical
0.63%
Credit unions, typical
3.40%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Lexington, KY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 6 branches
  2. Members Heritage CUCredit union · 5 branches
  3. CommunityAmerica Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate