Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Knoxville, TN metro
- 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$491 over 18 months on $10,000
Requirements
Product: Dividends calculated daily, compounded/posted monthly. Penalty for early withdrawal. Balance tiers range from $500 to $100,000+.
3.20% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - Knoxville TVA Employees Credit UnionSet It & Forget It Certificate AccountCD · 24 months
Credit union · 15 branches
3.00%APY$609 over 24 months on $10,000Requirements
Product: Automatic monthly deposit of $25 required on balances under $25,000. Additional deposits allowed. Term fixed at account opening.
2.96% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.00%APY$609 over 24 months on $10,000intro rate
Requirements
Product: Interest is computed using the Daily Balance Method. Early withdrawal penalties may apply. Option to renew automatically.
Offer: 24 Month Step Up; Option for 1-time interest rate increase.
Promotional rate · Effective Sep 18, 2026
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - Knoxville Firefighters FCUShare CertificateCD · 24 months · $1,000 min · 2.50%–3.50% by balance
Credit union · 1 branch
2.50%APY$506 over 24 months on $10,000Requirements
Product: Any term over 84 months (7 years) requires a minimum of $50,000.
Offer: 24 mo. term. Balance $1,000-$49,999.
2.50% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $49,999Your amount 2.50% $100,000 and up 3.50% Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.
Offer: 60 Months term. APY assumes interest paid will not be withdrawn.
2.50% interest rate
Rate checked
More details - Tennessee Military Federal Credit Union3 YR EDUCATION CDCD · 36 months · $25 min
Credit union · 1 branch
1.50%APY$457 over 36 months on $10,000Effective Oct 5, 2026
Rate checked
More details - 1.26%APY$383 over 36 months on $10,000
Requirements
Product: Early Withdrawal Penalty: 3 Months Dividends. Fees could reduce earnings on the account. Federally insured to $250,000 by NCUA.
1.25% interest rate · Effective Sep 30, 2026
Rate checked
More details - Foothills Federal Credit UnionSmart Multi Certificate of DepositCD · 12 months · $1,000 min
Credit union · 2 branches
0.75%APY$75 over 1 year on $10,000Requirements
Product: Early Withdrawal Penalty: 3 Months Dividends. Fees could reduce earnings on the account. Federally insured to $250,000 by NCUA.
0.75% interest rate · Effective Sep 30, 2026
Rate checked
More details - Tennessee Military Federal Credit Union12 MONTH CDCD · 12 months · $10,000 min
Credit union · 1 branch
0.65%APY$65 over 1 year on $10,000 - 0.55%APY$27 over 6 months on $10,000
- Southeast Financial Credit UnionDreamBuilder CertificateCD · 6 months · $100 min
Credit union · 1 branch
0.50%APY$25 over 6 months on $10,000Requirements
Product: Early withdrawal penalty applies (all dividends posted for terms < 6 months, 6 months dividends for terms >= 6 months). 7-calendar-day grace period after maturity.
Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Knoxville, TN metro
307 CDs at 34 banks and credit unions · checked Oct 6–22
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.00%
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Knoxville, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 15 branches
- Enrichment Federal Credit UnionCredit union · 8 branches
- Knoxville Law Enforcement Federal Credit UnionCredit union · 1 branch