Credit union · NCUA insured
Knoxville Firefighters FCU CD Rates
Knoxville Firefighters FCU’s best CD rate is 3.50% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How Knoxville Firefighters FCU’s CD rates compare
Compared with banks and credit unions near Knoxville, TN, where Knoxville Firefighters FCU has the most branches. $10,000, best rate first.
This credit union’s best
Knoxville Firefighters FCU
2.50%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $506
Share Certificate
Top rate
First Century Bank
5.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $501
2nd-highest rate
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $500
Knoxville Firefighters FCU CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo2.25%
- 16–30 months16–30 mo2.50%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Knoxville Firefighters FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 2.50%APY · 4 terms
Any term over 84 months (7 years) requires a minimum of $50,000.
| Term | APY · $1,000 – $49,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months6 mo. term. Balance $1,000-$49,999 | 2.00% | — | 2.00% | $100 |
| 6 months6 mo. term. Balance $100,000+ | — | 2.75% | —2.75% from $100k | — |
| 12 months12 mo. term. Balance $1,000-$49,999 | 2.25% | — | 2.25% | $225 |
| 12 months12 mo. term. Balance $100,000+ | — | 3.00% | —3.00% from $100k | — |
| 18 months18 mo. term. Balance $1,000-$49,999 | 2.35% | — | 2.35% | $355 |
| 18 months18 mo. term. Balance $100,000+ | — | 3.25% | —3.25% from $100k | — |
| 24 months24 mo. term. Balance $1,000-$49,999 | 2.50% | — | 2.50% | $506 |
| 24 months24 mo. term. Balance $100,000+ | — | 3.50% | —3.50% from $100k | — |
Sources (1)
- knoxfirefcu.com/rates · captured Oct 15, 2026
Special-purpose accounts
IRA Share Certificates
Up to 0.80%APY · 2 terms
Federally insured to at least $250,000 by the NCUA.
| Term | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 0.50% | — | 0.50% | $50 |
| 24 months | — | 0.80% | 0.80% | $161 |
Who can join Knoxville Firefighters FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- City of Knoxville Firefighters are eligible to join.
Family and household
- Family members, extended family, and immediate family of City of Knoxville Firefighters are eligible to join.
Cost to join
- An initial minimum deposit of $25.00 in a share account is required to establish ownership and join.
Membership information collected October 5, 2026.