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Credit union · NCUA insured

Tennessee Military Federal Credit Union CD Rates

Tennessee Military Federal Credit Union’s best CD rate is 1.50% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 15, 2026.

How Tennessee Military Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Knoxville, TN, where Tennessee Military Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Tennessee Military Federal Credit Union

    1.50%APY

    Term
    36 months
    Requires
    None
    Minimum
    $25
    Earns on $10,000
    $457

    3 YR EDUCATION CD

  • Top rate

    First Century Bank

    5.01%APY

    Term
    12 months
    Requires
    Another account
    Minimum
    $500
    Earns on $10,000
    $501

    First Century Bank rates

  • Top Carrot, Carrot Score 99

    2nd-highest rate

    Knoxville TVA Employees Credit Union

    5.00%APY

    Term
    12 months
    Requires
    None
    Minimum
    $2,500
    Earns on $10,000
    $500

    Knoxville TVA Employees Credit Union rates

Compare CD rates near you →

Tennessee Military Federal Credit Union CD score

61

CD score

Higher than 4% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo0.55%
  • 9–15 months9–15 mo0.65%
  • 31–60 months31–60 mo1.50%
  • QualifiedQualified1.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Tennessee Military Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Tennessee Military Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees and members of American Legion Post 13 located in Maryville, TN are eligible for membership.
  • Contractors and employees of contractors who work regularly at McGhee-Tyson Air Base at Knoxville, TN, under contract with the U.S. Government are eligible for membership.
  • Employees and voting members of Tennessee Veterans’ Business Association in Knoxville, TN are eligible for membership.
  • Employees and members of VFW Post 1733 in Knoxville, TN are eligible for membership.
  • Employees and members of VFW Post 5154 in Louisville, TN are eligible for membership.

Military, government and schools

  • Employees of Navy Operational Support Center who work in Knoxville, TN are eligible for membership.
5 more ways to join

Military, government and schools

  • Members and employees of the Tennessee National Guard (with some exceptions) are eligible for membership.
  • Civilian and military employees of the U.S. Government who work regularly in Knox and Blount Counties, TN (with some exceptions) are eligible for membership.
  • Honorably discharged veterans who served in any of the Armed Services of the United States are eligible for membership.

Family and household

  • Persons retired as pensioners or annuitants from qualifying employment and members of their immediate families are eligible for membership.
  • Spouses of persons who died within the field of membership are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Tennessee Military Federal Credit Union overview