Credit union · NCUA insured
Foothills Federal Credit Union CD Rates
Foothills Federal Credit Union’s best CD rate is 1.26% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 15, 2026.
How Foothills Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Knoxville, TN, where Foothills Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Foothills Federal Credit Union
1.26%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $383
Share Certificate
Top rate
First Century Bank
5.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $501
2nd-highest rate
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $500
Foothills Federal Credit Union CD score
61
CD score
Higher than 4% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo0.75%
- 16–30 months16–30 mo0.85%
- 31–60 months31–60 mo1.26%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Foothills Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 1.26%APY · 4 terms
Early Withdrawal Penalty: 3 Months Dividends. Fees could reduce earnings on the account. Federally insured to $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.50% | $25 |
| 12 months | 0.75% | $75 |
| 24 months | 0.85% | $171 |
| 36 months | 1.26% | $383 |
Sources (2)
All captured Oct 5, 2026
Smart Multi Certificate of Deposit
0.75%APY · 1 term
Early Withdrawal Penalty: 3 Months Dividends. Fees could reduce earnings on the account. Federally insured to $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.75% | $75 |
Sources (1)
- foothillsfcu.org/rates_accounts.htm · captured Oct 5, 2026
Who can join Foothills Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, or worships in Loudon, Monroe, and Blount Counties.
Membership information collected October 5, 2026.