Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Kearney, NE metro
- 4.35%APY$547 over 15 months on $10,000intro rate
Requirements
Product: Interest on all CD's is compounded quarterly. Minimum deposit is $500.00. Substantial penalty for early withdrawal. The Annual Percentage Yield assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings. Call Cornerstone Bank for effective rates after the quoted date. QUOTED RATES GOOD THROUGH 11/17/2026.
Offer: Special. Quoted rates good through 11/17/2026.
Promotional rate · 4.28% interest rate · Compounded quarterly
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More details - 4.35%APY$850 over 23 months on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Minimum $500 deposit per certificate. Fixed rate for the term of the account. Penalty may be imposed for early withdrawal. Automatically renewable with a 7-day grace period. No additional deposits permitted after opening.
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More details - 4.35%APY$889 over 24 months on $10,000intro rate
Requirements
Product: Quarterly compounding. Penalty for early withdrawal.
Offer: 24 Months Special. Compounded quarterly.
Promotional rate · 4.28% interest rate · Compounded quarterly · Effective Oct 4, 2026
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Rate checked
More details - 4.20%APY$208 over 6 months on $10,000intro rate
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Promotional rate
Rate checked
More details - 4.20%APY$637 over 18 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Minimum balance required to obtain the stated Annual Percentage Yield.
Offer: 18 Month CD Special $2,500 minimum
4.14% interest rate · Effective Oct 8, 2026
Rate checked
More details - 4.14%APY$102 over 3 months on $10,000
Requirements
Product: Interest earned is payable by compounding, check, or transferring to an existing FirsTier account. A penalty may be imposed for early withdrawal. Automatically renews to a fixed rate CD of equivalent term.
4.06% interest rate · Effective Sep 21, 2026
Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Rate checked
More details - 3.75%APY$280 over 9 months on $10,000
Requirements
Product: Minimum deposit to open is $1,000 for adults; $500 for minors. All CDs reflect quarterly compounding except 1 Month CD. Substantial penalty for early withdrawal.
Offer: Special CD. Reflects quarterly compounding. Minimum opening deposit is $1,000 for adults; $500 for minors. $0 minimum balance to earn APY.
3.70% interest rate
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More details - 3.65%APY$365 over 1 year on $10,000
Requirements
Product: Effective as of April 21, 2026. Rates are subject to change. A Jumbo rate may be offered for CD Deposits of $100,000.00 or greater; please inquire with a new accounts representative for details. Penalty may be imposed for early withdrawal. Interest compounds semi-annually; payment frequency (monthly, quarterly, or semi-annually) is optional. Step-Up CD rates may change after the account is opened.
3.62% interest rate · Effective Apr 21, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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More details - 1.90%APY$142 over 9 months on $10,000
Requirements
Product: Allows unlimited deposits and three penalty-free withdrawals per 9-month term. Early withdrawal penalty may be imposed for other withdrawals. Minimum balance required to obtain stated APY.
Offer: $5,000 minimum. Unlimited deposits and three penalty free withdrawals allowed per 9 month term
1.89% interest rate · Effective Oct 8, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kearney, NE metro
140 CDs at 13 banks and credit unions · checked Oct 6–22
- Typical
- 1.79%
- Top 10% from
- 4.10%
- Banks, typical
- 1.91%
- Credit unions, typical
- 1.31%
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Kearney, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Trius Federal Credit UnionCredit union · 1 branch