Bank · FDIC insured
Town & Country Bank CD Rates
Town & Country Bank’s best CD rate is 4.20% APY on an 18-month CD. Terms run from 1 month to 5 years. Rates checked October 22, 2026.
How Town & Country Bank’s CD rates compare
Compared with banks and credit unions near Kearney, NE, where Town & Country Bank has the most branches. $10,000, best rate first.
This bank’s best
Town & Country Bank
4.20%APY
- Term
- 18 months
- Minimum
- $2,500
- Earns on $10,000
- $637
Certificates of Deposit
Top rate
Cornerstone Bank
4.35%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $547
2nd-highest rate
Trius Federal Credit Union
4.35%APY
- Term
- 23 months
- Minimum
- —
- Earns on $10,000
- $850
Town & Country Bank CD score
87
CD score
Higher than 79% of U.S. banks and credit unions
- 3–8 months3–8 mo2.40%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo4.20%
- 31–60 months31–60 mo2.40%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Town & Country Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.20%APY · 10 terms
Penalty may be imposed for early withdrawal. Minimum balance required to obtain the stated Annual Percentage Yield.
| Term | APY · $500 – $10,000 | APY · $2,500 and up | APY · $10,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 1 month | — | — | — | 1.00% | —1.00% from $50k | — |
| 3 months | 1.80% | — | 1.90% | 2.00% | 1.90%1.80% $500–$10k2.00% from $50k | $47 |
| 6 months | 2.30% | — | 2.40% | 2.50% | 2.40%2.30% $500–$10k2.50% from $50k | $119 |
| 11 months11 Month CD Special $2,500 minimum | — | 4.15% | — | — | 4.15% | $380 |
| 12 months | 2.30% | — | 2.40% | 2.50% | 2.40%2.30% $500–$10k2.50% from $50k | $240 |
| 18 months18 Month CD Special $2,500 minimum | — | 4.20% | — | — | 4.20% | $637 |
| 24 months | 2.30% | — | 2.40% | 2.50% | 2.40%2.30% $500–$10k2.50% from $50k | $486 |
| 36 months | 2.30% | — | 2.40% | 2.50% | 2.40%2.30% $500–$10k2.50% from $50k | $737 |
| 48 months | 2.30% | — | 2.40% | 2.50% | 2.40%2.30% $500–$10k2.50% from $50k | $995 |
| 60 months | 2.30% | — | 2.40% | 2.50% | 2.40%2.30% $500–$10k2.50% from $50k | $1,259 |
Flex 9 Month CD
1.90%APY · 1 term
Allows unlimited deposits and three penalty-free withdrawals per 9-month term. Early withdrawal penalty may be imposed for other withdrawals. Minimum balance required to obtain stated APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 months$5,000 minimum. Unlimited deposits and three penalty free withdrawals allowed per 9 month term | 1.90% | $142 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.