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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–105 results in Kansas City, MO-KS metro

  1. Commerce Bank2 Month Promotional CDCD · 2 months · $5,000 min

    Bank · 39 branches

    3.05%APY$50 over 2 months on $10,000intro rate
  2. KC Fairfax Federal Credit UnionShare CertificateCD · 3 months

    Credit union · 1 branch

    3.00%APY$74 over 3 months on $10,000
  3. BOK FinancialNo Penalty CDCD · 7 months · $1,000 min

    Bank · 5 branches

    3.00%APY$174 over 7 months on $10,000
  4. Citizens Federal Savings BankCertificate of DepositCD · 12 months · $500 min

    Bank · 3 branches

    3.00%APY$300 over 1 year on $10,000
  5. BOK FinancialFlex CDCD · 15 months · $1,000 min

    Bank · 5 branches

    3.00%APY$376 over 15 months on $10,000
  6. Mutual Savings AssociationCommunity Reinvestment Account (CD)CD · 24 months · $2,000 min

    Bank · 4 branches

    3.00%APY$609 over 24 months on $10,000
  7. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 19 branches

    3.00%APY$1,564 over 59 months on $10,000
  8. Summit Ridge Credit UnionShare Certificate AccountCD · 60 months · $1,000 min

    Credit union · 1 branch

    2.99%APY$1,587 over 60 months on $10,000
  9. NBH BankFixed Rate 15 Month Time Deposit (Online Account Opening)CD · 15 months · $500 min

    Bank · 19 branches

    2.76%APY$346 over 15 months on $10,000
  10. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionSaver CertificateCD · 12 months · $50 min

    Credit union · 31 branches

    2.75%APY$275 over 1 year on $10,000
  11. Raytown-Lee's Summit Community Credit UnionRegular Share CertificatesCD · 18 months · $500 min

    Credit union · 2 branches

    2.68%APY$404 over 18 months on $10,000
  12. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 2 branches

    2.50%APYintro rate
  13. BOK FinancialStandard CDCD · 4 months · $1,000 min

    Bank · 5 branches

    2.00%APY$66 over 4 months on $10,000
  14. Central National BankCertificates of DepositCD · 60–Unknown months · $1,000 min · 1.80%–2.00% by balance

    Bank · 1 branch

    1.90%APY
  15. Preferred BankCertificate of DepositCD · 18 months · $500 min

    Bank · 2 branches

    1.76%APY$265 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Kansas City, MO-KS metro

773 CDs at 80 banks and credit unions · checked Oct 16–22

Typical
2.78%
Top 10% from
4.05%
Banks, typical
2.01%
Credit unions, typical
3.41%

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Kansas City, MO-KS metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. 1st MidAmerica Credit UnionCredit union · 1 branch
  2. Nova Credit UnionCredit union · 1 branch
  3. CommunityAmerica Credit UnionCredit union · 31 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate