Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Kansas City, MO-KS metro
- 3.50%APY$320 over 11 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Set target amount and make regular required deposits of $25 or more. Automatically transferred into holder's primary share account upon maturity. Membership eligibility required. Early withdrawal penalty applies.
Offer: Requires regular deposits of $25 or more to reach target amount.
3.45% interest rate
Rate checked
More details - 3.49%APY$86 over 3 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. $1,000 minimum balance required to obtain the stated APY. APY and interest rate may change at any time. Fees may reduce earnings.
Offer: Interest is compounded and credited at maturity. A penalty may be imposed for early withdrawal.
3.45% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.40%APY$84 over 3 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$692 over 24 months on $10,000intro rate
Requirements
Product: Offers two opportunities to jump up rate during term to current offering rate on 2 or 3 year certificate with maximum increase of 1% per jump. Membership eligibility required. Early withdrawal penalty applies.
Promotional rate · 3.35% interest rate
Rate checked
More details - 3.40%APY$692 over 24 months on $10,000
Requirements
Product: Allows two opportunities to add up to 50% of current balance while preserving rate. Membership eligibility required. Early withdrawal penalty applies.
3.35% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.29%APY$669 over 24 months on $10,000
Requirements
Product: Certificate rates subject to change without notice; penalty applied for early withdrawal of funds; additional deposits not allowed; renewable automatically. NCUA insured up to $250,000.
Offer: Compounded quarterly, credited quarterly (calendar). Daily balance method. Automatically renewable.
3.25% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 3.28%APY$328 over 1 year on $10,000
Requirements
Product: Penalty for early withdrawal. CDs may have interest paid by compounding, interest check, or deposited to an Adrian Bank account. Automatically renewable CDs have a ten day grace period during which the deposit may be redeemed without incurring the early withdrawal penalty. Non-renewable CDs will not automatically renew at maturity.
Offer: Interest compounds and is paid semi-annually. Early withdrawal penalty: 3 Months interest.
3.25% interest rate · Effective Sep 17, 2025
Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Penalty-free withdrawals or changes within 10 calendar days after the CD maturity date. The APY assumes interest will remain on the deposit before maturity; a withdrawal will reduce earnings. Minimum deposits and balances required to earn APY are subject to change at any time. A penalty may be imposed for early withdrawal.
3.20% interest rate · Effective Sep 15, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.19%APY$988 over 36 months on $10,000
Requirements
Product: With a minimum deposit of $1,000.00 for terms from 6 to 36 months. Dividends are compounded and credited quarterly. Additional deposits are not allowed. Renewal is automatic unless stated prior to maturity date. Early withdrawal penalty applies, though credited dividends may be withdrawn during the term.
3.15% interest rate · Effective Nov 14, 2025
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - The Hamilton BankCertificates of Deposit (CD)CD · 6 months · $1,000 min · 2.82%–3.79% by balance
Bank · 3 branches
3.12%APY$155 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce earnings. Minimum balance of $0.01 daily balance required to obtain APY.
Offer: Daily balance tier $1,000.00-$9,999.99. Minimum balance to obtain APY is $0.01.
2.80% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CD) Balance APY $1,000 – $10,000 2.82% $10,000 – $50,000Your amount 3.12% $50,000 and up 3.79% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kansas City, MO-KS metro
773 CDs at 80 banks and credit unions · checked Oct 16–22
- Typical
- 2.78%
- Top 10% from
- 4.05%
- Banks, typical
- 2.01%
- Credit unions, typical
- 3.41%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches